David Ramirez
$299,900$349,000$2,115 /mo all-in ↓

12946 GORE ROAD, DOVER, FL, 33527

Active835 days on marketListed Apr 8, 2024MLS #T3517306

Priced 40% below the DOVER 33527 medianReduced $49KUNPLATTED

About this home

12946 GORE ROAD

Zoned Commercial - high and dry land. Road frontage. Across the street from Camper World. High volume Road

Facts & features

The home at a glance

0.58 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2022)$678/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,115 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2022 actual bill$57
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,115/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$57
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dover

Map of 12946 GORE ROAD

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World53 min
Universal Orlando64 min
Downtown Orlando70 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $49K
Apr 8, 2024Listed at $349,000 · 835 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12946 GORE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12946 GORE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12946 GORE ROAD FAQs

What would the monthly payment be for 12946 GORE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,115/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12946 GORE ROAD?+

The most recent tax bill on record (2022) was $678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dover?+

At $299,900, this home is listed about 46% below the Dover median of $554,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12946 GORE ROAD?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DOVER 33527 market on paper

$299,900 is 40% below the DOVER 33527 median of $499,900.

02Time on market is leverage

835 days on market against a Dover median of 69 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $349,000, now $299,900 — a $49K cut. The full history is in the market section below.

Listing courtesy of KILGORE REAL ESTATE · John Grygiel. MLS #T3517306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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