1821 MISSOURI ROAD NW, PALM BAY, FL, 32907
Active178 days on marketListed Feb 14, 2026MLS #S5143912
About this home
1821 MISSOURI ROAD NW
Welcome to 1821 Missouri Rd NW, a stunning brand-new construction home in Palm Bay that perfectly combines modern elegance with exceptional quality and energy efficiency. This move-in-ready residence features 3 bedrooms, 2.5 bathrooms, a dedicated den, and 2,244 square feet of heated living space, designed for both comfortable daily living and effortless entertaining. Built with durable CMU construction, impact-resistant windows and doors, an insulated impact garage door, and an architectural shingle roof, this home offers lasting peace of mind. Inside, elegant tile flooring flows throughout, complemented by soaring tray ceilings, an open-concept great room and dining area, and a chef-inspired kitchen with 42" custom cabinets, quartz countertops, a large island, and premium stainless steel appliances. The spacious primary suite boasts a spa-style bathroom and an oversized walk-in closet. Additional highlights include a generous 176 SF covered lanai overlooking a private backyard, an oversized 2-car garage, R-30 attic insulation, R-4.1 walls, a 40-gallon water heater, a potable well with a treatment system, an aerobic septic system, electronic entry locks, and no HOA. With a total building area of 2,973 SF, this beautifully appointed new construction home is located in a prime Palm Bay neighborhood, just minutes from shopping, dining, and the beautiful Space Coast beaches.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,244
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Palm Bay actives
$207 vs $207
Days on market
178 vs 42 typical
Where $207/sqft sits among the 372 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
99 of 372
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1821 MISSOURI ROAD NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$240,000
1821 FIRETHORN ROAD NW · same community
3 bd · 2 ba · 2,152 sqft · $112/sqft · 20 DOM
Sold · Jul ’26$315,000
1833 JAYHAWK COURT NW · same community
4 bd · 2 ba · 1,725 sqft · $183/sqft · 50 DOM
Sold · May ’26$400,000
2423 PINWHERRY STREET NW
4 bd · 3 ba · 2,161 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1821 MISSOURI ROAD NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1821 MISSOURI ROAD NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1821 MISSOURI ROAD NW FAQs
What would the monthly payment be for 1821 MISSOURI ROAD NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1821 MISSOURI ROAD NW?+
The most recent tax bill on record (2025) was $576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $465,000, this home is listed about 33% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1821 MISSOURI ROAD NW?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$465,000 runs 41% above the PALM BAY 32907 median — but at 2,244 sqft it's also 23% larger than the typical Palm Bay listing.
02Time on market is leverage
178 days on market against a Palm Bay median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $525,000, now $465,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Margarita Morales. MLS #S5143912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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