David Ramirez
$495,000$525,0003 bd2.5 ba$3,293 /mo all-in ↓

1821 MISSOURI, Palm Bay FL 32907, PALM BAY, FL, 32907

Active181 days on marketListed Feb 15, 2026MLS #A11965941

Reduced $30KNew constructionSingle Family ResidencePORT MALABAR UNIT 41

About this home

1821 MISSOURI, Palm Bay FL 32907

Welcome to 1821 Missouri Rd NW — a modern, move-in ready residence combining high-end finishes with durable, energy-efficient construction. This brand-new home offers 3 bedrooms, 2.5 baths, a dedicated den, and 2,244 SF of heated living space designed for comfortable everyday living and entertaining. Highlights Brand-new 3BR + den, 2.5BA home — 2,244 SF heated living, 176 SF covered terrace, oversized 2-car garage. CMU construction, architectural shingle roof, continuous gutters, and soffit vents. Impact-resistant windows, sliding doors, and an insulated impact garage door. Tile floors throughout, 42" custom cabinets, quartz counters, stainless steel appliances. R-30 attic / R-4.1 wall / R-13 garage insulation. 40-gal water heater, potable well with treatment, aerobic septic. No HOA. Call to schedule a showing. Real Estate Website PresentationOpen great room and dining area with soaring ceilings Chef’s kitchen: 42" custom cabinets, quartz countertops, large island, stainless steel appliances Primary suite with spa-style bath and oversized walk-in closet Tile flooring throughout, including front and rear patios for seamless indoor/outdoor flow Impact-resistant windows/doors, insulated impact garage door, electronic entry locks Energy features: R-30 blown-in attic insulation, R-4.1 wall insulation, R-13 garage insulation Systems: 40-gal water heater; potable well pump & treatment; aerobic septic Quality exterior: CMU walls with stucco and stone veneer; architectural shingles, gutters, soffit vents Prime Palm Bay location with no HOA. Total building area 2,973 SF. Contact the listing agent to schedule a private showing.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2

Garage

2026

Year built

None view

Inside

FlooringVinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Electric Range · Refrigerator · Wall Oven
InteriorFirst Floor Entry · Family Room
LaundryWasher/Dryer Hook-Up
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Slab Construction
ViewNone
FacesNorth
ParkingNone
ExteriorNone

Community & fees

Taxes (2026)$0/yr
CommunityNone · Paved Road · Public Road

Utilities & systems

WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,293 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2026 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,747/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Est. property taxes$454
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Bay

Map of 1821 MISSOURI, Palm Bay FL 32907

Drive times from this address

Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32907 — neighborhood snapshot

Population

48,352

Median age

44.5

Median income

$71,827

Median home value

$253,700

Avg household

2.9

Households w/ children

5,037

For the school run

Brevard County School District

ElementaryLockmar Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighPalm Bay Magnet Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$306K$328K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the PALM BAY 32907 median. See the full Palm Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $30K
Feb 15, 2026Listed at $525,000 · 181 days on market since
2026Built · PORT MALABAR UNIT 41

Reality check

What actually sold near 1821 MISSOURI

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1833 JAYHAWK COURT NWSold · Jul ’26

$315,000

1833 JAYHAWK COURT NW · same community

4 bd · 2 ba · 1,725 sqft · $183/sqft · 50 DOM

1821 FIRETHORN ROAD NWSold · Feb ’26

$240,000

1821 FIRETHORN ROAD NW · same community

3 bd · 2 ba · 2,152 sqft · $112/sqft · 20 DOM

1305 DEEDRA STREET NWSold · Oct ’25

$138,705

1305 DEEDRA STREET NW

3 bd · 2 ba · 1,056 sqft · $131/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1821 MISSOURI — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1821 MISSOURI — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1821 MISSOURI FAQs

What would the monthly payment be for 1821 MISSOURI, Palm Bay FL 32907?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,293/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1821 MISSOURI, Palm Bay FL 32907?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $495,000, this home is listed about 41% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1821 MISSOURI, Palm Bay FL 32907?+

Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$495,000 runs 54% above the PALM BAY 32907 median.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

181 days on market against a Palm Bay median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $525,000, now $495,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of Olympus Executive Realty Inc · Margarita Morales. MLS #A11965941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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