965 PINE HILL BOULEVARD, GENEVA, FL, 32732
Active161 days on marketListed Feb 9, 2026MLS #S5142827
About this home
965 PINE HILL BOULEVARD
Beautiful WATERFRONT COUNTRY ESTATE in the exclusive EQUESTRIAN community of SEMINOLE WOODS! Featuring a separate GUEST HOUSE, full-size PICKLEBALL COURT, and resort-style amenities! Starting with the newly built 1,600 sq. ft. GUEST HOUSE which offers 2 bedrooms, 1.5 baths, a spacious living area, and its own garage, ideal for guests or multi-generational living. The NEWLY DESIGNED main residence features 4 generously sized bedrooms, 3 beautiful bathrooms, an impressive FIREPLACE, and a breathtaking CHEF'S KITCHEN with a 12-foot island, 8-burner gas range, and ample storage, perfect for entertaining. The primary suite includes a custom walk-in closet and an OFFICE/SOUNDPROOF STUDIO, easily convertible to a second walk-in closet. The RESORT-STYLE BACKYARD offers a screened COVERED PORCH, PICKLEBALL COURT, custom LANAI with OUTDOOR KITCHEN and BAR, FIRE PIT, MINI GOLF AREA, entertainment space, and high-quality artificial turf for year-round beauty. Between the main home and guest house is a private enclosed GYM with GARAGE ideal for a man cave. Also features amazing WATER VIEWS and a beautifully PAVED circular driveway with TWO ELECTRIC GATES, plus much more! The equestrian community features miles of SCENIC HORSE TRAILS, HIKING, is GUARD GATED and has an amazing PARK perfect for parties, family activities, BOATING, JET SKIING or just sitting on the sandy BEACH area to soak up the sun. The park area also features a PRIVATE SKI LAKE with a BOAT RAMP, DOCK, playground area, basketball court, bathrooms and a PARTY PAVILLION perfect for your special gatherings. Top-rated Seminole County schools and a convenient location just minutes from SR 417, shopping, UCF, Advent ER, St. Johns River boat ramps, and New Smyrna Beach! This home is the perfect blend of country style living, luxury and convenience! Schedule your private showing today!
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
5,475
Sqft
5.1 ac
Lot size
4
Garage
1994
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,459 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,459/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Geneva actives
$269 vs $358
Days on market
161 vs 69 typical
Where $269/sqft sits among the 21 Geneva actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Geneva
Drive times from this address
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
9 of 21
Geneva actives have cut their price
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 224% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 965 PINE HILL BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,050,000
1709 ONONDAGA DRIVE · same community
6 bd · 4 ba · 5,223 sqft · $201/sqft · 324 DOM
Sold · Sep ’25$1,055,000
535 VALLEY STREAM DRIVE · same community
5 bd · 5 ba · 4,699 sqft · $225/sqft · 247 DOM
Sold · Apr ’26$1,100,000
641 PINE HILL BOULEVARD · same community
4 bd · 3.5 ba · 4,069 sqft · $270/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 965 PINE HILL BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 965 PINE HILL BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
965 PINE HILL BOULEVARD FAQs
What would the monthly payment be for 965 PINE HILL BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,459/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 965 PINE HILL BOULEVARD?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 965 PINE HILL BOULEVARD?+
The most recent tax bill on record (2024) was $7,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 965 PINE HILL BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Geneva?+
At $1,475,000, this home is listed about 74% above the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 965 PINE HILL BOULEVARD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,475,000 runs 224% above the GENEVA 32732 median — but at 5,475 sqft it's also nearly twice the size of the typical Geneva listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
161 days on market against a Geneva median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,600,000, now $1,475,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Karina Padin. MLS #S5142827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Geneva homes, in your inbox
Like 965 PINE HILL BOULEVARD but not quite? A daily digest of every new listing in Geneva — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →