450 VALLEY STREAM DRIVE, GENEVA, FL, 32732
Active7 days on marketListed Jul 16, 2026MLS #O6425573
About this home
450 VALLEY STREAM DRIVE
Rarely does 5 acres, 7 garage spaces, and resort-style living come wrapped inside a guard-gated community with country luxury at its finest! Beyond the manned entrance of Seminole Woods, a winding driveway meanders through the trees to reveal this exceptional 5-bedroom, 3.5-bath estate, where a welcoming front porch invites you to slow down and stay awhile. Step inside and be drawn straight to the true heart of the home: a gourmet kitchen designed for the entertainer. Custom 42" cabinetry provides abundant storage, gleaming granite countertops stretch across generous workspace, and the oversized center island with prep sink anchors it all. Perfect for meal prep while guests gather around the breakfast bar. Double convection ovens make holiday feasts and Sunday dinners effortless, while the casual dining space keeps everyday meals easy and connected. A butler's pantry links the kitchen to the formal dining room, and a formal living room adds an elegant space for entertainment. The first-floor owner's retreat is a private haven with French doors opening directly to the pool area and a spa-like bath featuring a garden tub and separate walk-in shower, joined by three additional bedrooms on the main level. A dedicated office makes working from your countryside retreat effortless, especially with hardwired high-speed internet throughout. Upstairs, a spacious bonus/game room and 5th bedroom/flex space with private half bath offering room for everyone. But it's the outdoor living that truly captures the heart of this property. The screened patio is an entertainer's dream, perfect for gathering around the outdoor fireplace on cool evenings, relax in the sitting area with your morning coffee, or host weekend cookouts overlooking the sparkling pool and bubbling hot tub. Beyond the patio, the grounds unfold like your own private retreat: little ones playing safely on the commercial-style fenced playground tucked among the trees, mornings gathering fresh eggs from the newly constructed chicken coop, and homegrown harvests from the fenced garden lined with fruit trees. Car collectors and hobbyists rejoice with 7 total garage spaces, 3-car attached and 4-car detached. Saddle up and enjoy miles of horseback riding trails, a private neighborhood water supply, and exclusive access to private spring fed Buck Lake with community boat ramp. Zoned for top rated Seminole County Schools and just minutes from everyday conveniences of this is the country life, perfected. Schedule your private tour today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,930
Sqft
5.01 ac
Lot size
7
Garage
2014
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,601 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,601/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Geneva actives
$325 vs $358
Days on market
7 vs 69 typical
Where $325/sqft sits among the 21 Geneva actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
10 of 21
Geneva actives have cut their price
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 274% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 450 VALLEY STREAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,055,000
535 VALLEY STREAM DRIVE · same community
5 bd · 5 ba · 4,699 sqft · $225/sqft · 247 DOM
Sold · Oct ’25$1,050,000
1709 ONONDAGA DRIVE · same community
6 bd · 4 ba · 5,223 sqft · $201/sqft · 324 DOM
Sold · Apr ’26$1,100,000
641 PINE HILL BOULEVARD · same community
4 bd · 3.5 ba · 4,069 sqft · $270/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 450 VALLEY STREAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 450 VALLEY STREAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
450 VALLEY STREAM DRIVE FAQs
What would the monthly payment be for 450 VALLEY STREAM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,601/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 450 VALLEY STREAM DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 450 VALLEY STREAM DRIVE?+
The most recent tax bill on record (2025) was $12,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 450 VALLEY STREAM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Geneva?+
At $1,599,900, this home is listed about 88% above the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 450 VALLEY STREAM DRIVE?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,599,900 runs 274% above the GENEVA 32732 median — but at 4,930 sqft it's also nearly twice the size of the typical Geneva listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Geneva market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Lolita Clay. MLS #O6425573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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