
2722 RIVER CREEK LANE, ST CLOUD, FL, 34771
Active177 days on marketListed Jan 29, 2026MLS #S5142728
About this home
2722 RIVER CREEK LANE
Welcome to 2722 River Creek Lane in the resort-style community of Sunbridge by Del Webb, where this extraordinary one-story residence sets a standard that does not compare. This is the largest and most extensively upgraded single-story home in Sunbridge, offering 3,778 square feet of heated living space and 768 sq ft of temperature-controlled garage space. Professionally redesigned with no detail overlooked, this home exemplifies luxury living while incorporating ADA-accessible features for comfort, ease of movement, and long-term livability on one level. Ideally positioned approximately 100 yards from the clubhouse, residents enjoy immediate access to pickleball courts, a resort-style pool, restaurant, fitness center, and social amenities, while the rear of the home backs to protected preserves that will never be built on, providing privacy and peaceful views. Every inch of this home is one of a kind and loaded with high-end finishes. A 45 square foot refrigerated wine cellar provides ideal space for a substantial collection. The chef’s kitchen is exceptional, featuring a Culligan reverse osmosis system, upgraded hard-to-find countertops, custom cabinetry, a high-end gas range, upgraded hood, refrigerator, oven, and microwave. Upgrades continue throughout with premium flooring, fully upgraded bathrooms, custom cabinetry in every closet and pantry, upgraded blinds, custom light fixtures, custom windows, and crown molding throughout the living areas. High-tech Klipsch surround sound systems with subwoofers are installed in the living room, great room, and primary bedroom, all with wireless receivers that convey. The expansive family room addition features sound-resistant sliding doors, allowing the space to function as a private living area or open to create one massive entertaining space. This room is accented by mahogany ceiling woodwork, along with an electric fireplace and television that convey. The three-car garage is ideal for car enthusiasts or hobbyists, professionally insulated and equipped with a high-end Mitsubishi HVAC system and brand-new epoxy floors, effectively adding 768 heated square feet. Additional features include a whole-home water treatment system, refrigerator and freezer that convey, and an upgraded attic with added flooring for easy-access storage. Step outside to a true resort-style backyard oasis backing to HOA-owned preserve with no rear neighbor, designed for beauty and low-maintenance living. The outdoor space includes professional landscaping with artificial turf, a pergola with sunshade, a private putting green, and a high-end outdoor kitchen. The kitchen is equipped with a Schwank high-performance grill capable of reaching 1,500 degrees in minutes for restaurant-quality cooking, along with a standard gas grill, gas burner, sink, refrigerator, and granite countertops. A gas instant hot water system completes the home’s extensive list of premium features. While Sunbridge by Del Webb is a 55-plus community, up to 10 percent of residents may be under 55, offering flexibility for eligible buyers. As added value, the seller is offering an $800 credit toward a home warranty. No other home in Sunbridge compares in size, quality, or customization. This is a rare opportunity to own a truly exceptional luxury residence combining elegance, accessibility, and resort-style living.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,778
Sqft
0.21 ac
Lot size
3
Garage
2021
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,154 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,154/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$265 vs $219
Days on market
177 vs 33 typical
Where $265/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2722 RIVER CREEK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$765,000
6348 MOSSY OAK ROAD · same community
3 bd · 3.5 ba · 2,966 sqft · $258/sqft · 53 DOM
Sold · Oct ’25$645,000
2719 RIVER CREEK LANE · same community
4 bd · 2.5 ba · 2,325 sqft · $277/sqft · 6 DOM
Sold · Apr ’26$560,000
2695 RIVER CREEK LANE · same community
2 bd · 2 ba · 2,184 sqft · $256/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2722 RIVER CREEK LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2722 RIVER CREEK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2722 RIVER CREEK LANE FAQs
What would the monthly payment be for 2722 RIVER CREEK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,154/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2722 RIVER CREEK LANE?+
The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2722 RIVER CREEK LANE?+
The most recent tax bill on record (2025) was $9,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2722 RIVER CREEK LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $999,995, this home is listed about 135% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2722 RIVER CREEK LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$999,995 runs 135% above the ST CLOUD 34771 median — but at 3,778 sqft it's also nearly twice the size of the typical St Cloud listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
177 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,090,000, now $999,995 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Jim McQuade. MLS #S5142728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 2722 RIVER CREEK LANE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


