
2224 ELDORADO COURT, ST CLOUD, FL, 34771
Active303 days on marketListed Sep 22, 2025MLS #O6345681
About this home
2224 ELDORADO COURT
This custom-built, single-story country residence features detached in-law quarters and an expansive 4.5-car garage on a 2.07-acre lot set back from the road for enhanced privacy. The large back covered terrace and patio are perfect for entertaining and equipped with electrical outlets and has been prepped with water, plumbing, and ventilation to accommodate a summer kitchen. Inside, the home boasts 18-foot cathedral ceilings, 8-foot doors and thresholds, custom plantation shutters, electric window shades, and beautiful durable glazed concrete flooring throughout. The farmhouse-style kitchen offers granite and quartz countertops, Whirlpool stainless steel appliances, an electric cooktop, an industrial-sized refrigerator and freezer, a beverage cooler, a 12-foot island, and a walk-in pantry. Adjacent is a spacious laundry room with wall-to-wall cabinetry. The open concept living area includes cathedral ceilings, a custom bar with dual wine coolers and a granite countertop. The family room has beautiful multi-panel sliding patio doors that open to the covered back terrace. The huge master suite offers two walk-in closets and a full bathroom. Bedroom #2 features an ensuite full bath, while bedrooms #3 and #4 provide flexible space for additional occupants or guests. The detached in-law quarters has a private entrance, kitchenette, full bathroom, walk-in closet, and covered porch. Nestled on a property abundant with natural vegetation, this home enjoys regular visits from local wildlife such as deer, wild turkeys, rabbits, and gopher tortoises. Located in Bay Lake Ranch, a community without HOA fees, residents benefit from traditional neighborhood events including a Halloween hayride, Christmas light tour, 4th of July fireworks event and other activities. The location offers easy access to both MCO and MEL airports and nearby beaches.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,645
Sqft
2.07 ac
Lot size
4
Garage
2021
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,125 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,125/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.6%
$/sqft vs St Cloud actives
$294 vs $220
Days on market
303 vs 33 typical
Where $294/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2224 ELDORADO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$1,285,000
2293 ELDORADO COURT · same community
4 bd · 3.5 ba · 3,602 sqft · $357/sqft · 51 DOM
Sold · May ’26$1,100,000
2290 ELDORADO CT · same community
4 bd · 3.5 ba · 3,344 sqft · $329/sqft · 0 DOM
Sold · May ’26$875,000
2295 ELDORADO COURT · same community
4 bd · 3 ba · 3,058 sqft · $286/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2224 ELDORADO COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2224 ELDORADO COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2224 ELDORADO COURT FAQs
What would the monthly payment be for 2224 ELDORADO COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2224 ELDORADO COURT?+
The most recent tax bill on record (2024) was $9,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,070,000, this home is listed about 152% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2224 ELDORADO COURT?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,070,000 runs 152% above the ST CLOUD 34771 median — but at 3,645 sqft it's also nearly twice the size of the typical St Cloud listing.
02Time on market is leverage
303 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,300,000, now $1,070,000 — a $230K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY OF MIAMI CORP · Janet Garay. MLS #O6345681.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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