
8945 AZALEA SANDS LANE UNIT 8945, CHAMPIONS GATE, FL, 33896
Active195 days on marketListed Jan 23, 2026MLS #S5142286
About this home
8945 AZALEA SANDS LANE UNIT 8945
**Seller will pay $ 6000. toward buyer closing costs** Welcome to Champions Gate and enjoy the lifestyle of luxury and leisure. This spacious and modern property is fully furnished and move-in ready. Private attached one-car garage on the first floor and a private stairway that leads to a beautifully appointed open floor plan, high ceilings, an abundance of natural light, corner unit, with 20x20 tile on diagonal throughout, except bedrooms keeping the property cool in summer. Expansive 10 Ft. SGD opens all the way to a large screened balcony/patio. One hour from the Gulf of Mexico/Tampa-Clearwater and 1 and 1/2 hours from the East coast/Cocoa-Daytona. Property has recently been painted throughout and new Roofs on the Lower portion of the Roof structure. Champions Gate offers secure man-gated community with strict access, concierge agents, chef designed restaurant, 20,000 sq. ft. world class amenities including 2 championship golf courses, Ledbetter golf academy, pool, lazy river, tiki bar, watersplash, tennis courts, volleyball courts, fitness center, game room, yoga, movie theatre, community events. Fees include: Spectrum TV and internet package, lawn maintenance, roofs, exterior maintenance, indoor pest control with Hometeam pest defense. Please don't miss this showing, it's very easy to show on short notice.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,854
Sqft
0.05 ac
Lot size
1
Garage
2015
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,162 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,162/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Champions Gate actives
$186 vs $214
Days on market
195 vs 82 typical
Where $186/sqft sits among the 16 Champions Gate actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,175/mo median
Live Champions Gate rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Champions Gate is a short-term-rental community. See the full guide →
Champions Gate — neighborhood snapshot
Population
2,029
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Champions Gate market
$405K → $705K
Champions Gate median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
6 of 16
Champions Gate actives have cut their price
Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the CHAMPIONS GATE 33896 median. See the full Champions Gate market guide →
Paper trail
This home's history
Reality check
What actually sold near 8945 AZALEA SANDS LANE UNIT 8945
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$355,000
5604 LOMA VISTA DRIVE W
4 bd · 3 ba · 1,854 sqft · $191/sqft · 125 DOM
Sold · Jun ’26$360,000
1007 BALMORAL DRIVE
4 bd · 3.5 ba · 1,856 sqft · $194/sqft · 26 DOM
Sold · Jul ’26$388,000
113 NORFOLK DRIVE
4 bd · 3 ba · 1,839 sqft · $211/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8945 AZALEA SANDS LANE UNIT 8945 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8945 AZALEA SANDS LANE UNIT 8945 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8945 AZALEA SANDS LANE UNIT 8945 FAQs
What would the monthly payment be for 8945 AZALEA SANDS LANE UNIT 8945?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,162/mo — principal and interest, the actual property-tax bill, the $394/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8945 AZALEA SANDS LANE UNIT 8945?+
The association fee works out to $394 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8945 AZALEA SANDS LANE UNIT 8945?+
The most recent tax bill on record (2025) was $5,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8945 AZALEA SANDS LANE UNIT 8945 be rented short-term?+
Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8945 AZALEA SANDS LANE UNIT 8945?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Champions Gate?+
At $345,000, this home is listed about 40% below the Champions Gate median of $574,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8945 AZALEA SANDS LANE UNIT 8945?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CHAMPIONS GATE 33896 market on paper
$345,000 is 8% below the CHAMPIONS GATE 33896 median of $375,000, and at $186/sqft it sits under the Champions Gate average of $221.
02Zoned for nightly rentals
Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Time on market is leverage
195 days on market against a Champions Gate median of 82 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $350,000, now $345,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Karen Donohoe. MLS #S5142286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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