8990 STINGER DRIVE, CHAMPIONS GATE, FL, 33896
Active287 days on marketListed Oct 10, 2025MLS #O6351210
About this home
8990 STINGER DRIVE
New Price! Here’s your chance to own a stunning property in one of Central Florida’s most sought-after luxury resort communities! This beautifully furnished and professionally decorated townhouse, built in 2017, offers the perfect blend of comfort, style, and investment potential. Step inside to discover a bright, open-concept layout that feels both elegant and inviting. The spacious gourmet kitchen flows effortlessly into the dining area and family room, leading out to a covered lanai and private screened-in pool — ideal for relaxing or entertaining guests. Featuring 4 bedrooms, 3 bathrooms, and 1,902 square feet of thoughtfully designed living space, this home also includes a dedicated laundry room and a luxurious master suite. Every detail has been carefully considered, from the ceramic tile in wet areas to the neutral color palette and high-end finishes throughout. Located within the gated Champions Gate Resort, residents and guests enjoy 24-hour security and access to an array of world-class amenities — including two championship golf courses, a resort-style clubhouse, multiple pools, a lazy river, splash park, water slides, fitness center, arcade, theater, and more. With its unbeatable location just minutes from Disney World, Universal Studios, premier shopping, and dining, this property is an exceptional choice for a primary residence, vacation getaway, or income-producing short-term rental. With professional property management already in place and strong booking potential in 2025 and beyond, this home offers a truly effortless ownership experience and an incredible investment opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,902
Sqft
0.05 ac
Lot size
2017
Year built
Two
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.1%
$/sqft vs Champions Gate actives
$223 vs $207
Days on market
287 vs 80 typical
Where $223/sqft sits among the 17 Champions Gate actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$4,000/mo median
Live Champions Gate rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Champions Gate is a short-term-rental community. See the full guide →
Champions Gate — neighborhood snapshot
Population
2,029
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
214
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Champions Gate market
$585K → $542K
Champions Gate median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
6 of 17
Champions Gate actives have cut their price
Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the CHAMPIONS GATE 33896 median. See the full Champions Gate market guide →
Paper trail
This home's history
Reality check
What actually sold near 8990 STINGER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$685,000
1517 FLANGE DRIVE · same community
8 bd · 5 ba · 3,909 sqft · $175/sqft · 113 DOM
Sold · Aug ’25$390,000
506 HENLEY CIRCLE
4 bd · 3 ba · 1,871 sqft · $208/sqft · 49 DOM
Sold · Dec ’25$374,000
320 HENLEY CIRCLE
4 bd · 3 ba · 1,871 sqft · $200/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8990 STINGER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8990 STINGER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8990 STINGER DRIVE FAQs
What would the monthly payment be for 8990 STINGER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,782/mo — principal and interest, the actual property-tax bill, the $389/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8990 STINGER DRIVE?+
The association fee works out to $389 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8990 STINGER DRIVE?+
The most recent tax bill on record (2024) was $6,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8990 STINGER DRIVE be rented short-term?+
Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8990 STINGER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Champions Gate?+
At $424,500, this home is listed about 18% below the Champions Gate median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8990 STINGER DRIVE?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$424,500 runs 13% above the CHAMPIONS GATE 33896 median.
02Zoned for nightly rentals
Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
287 days on market against a Champions Gate median of 80 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $440,000, now $424,500 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jill Tebeau. MLS #O6351210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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