234 MONTANA AVENUE, DAVENPORT, FL, 33897
Active351 days on marketListed Aug 24, 2025MLS #S5133328
About this home
234 MONTANA AVENUE
Welcome to this charming 4 bedroom, 2 bathroom home located at 234 Montana Ave, Davenport, FL 33897. This residence offers a fantastic opportunity for both primary homeowners and investors. Situated in a desirable area, it's perfect for those seeking a tranquil lifestyle without sacrificing convenience. The property boasts a private backyard, offering a great space for outdoor activities and relaxation. The community of Davenport is known for its proximity to major attractions, including Disney World and other theme parks, and offers easy access to local shops, restaurants, and entertainment options. With a low HOA and no CDD, this home presents a great value. Don't miss the chance to make this delightful property yours! Seller is motivated to close and offering closing cost incentives for the right deal.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,377
Sqft
0.25 ac
Lot size
2
Garage
1993
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.5%
$/sqft vs Davenport actives
$261 vs $191
Days on market
351 vs 55 typical
Where $261/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,280/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Westridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Westridge is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
177 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 234 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$374,990
406 NEVADA LOOP ROAD · same community
3 bd · 2 ba · 1,335 sqft · $281/sqft · 263 DOM
Sold · Dec ’25$280,000
235 MONTANA AVENUE · same community
3 bd · 2 ba · 1,612 sqft · $174/sqft · 98 DOM
Sold · Dec ’25$320,000
446 NEVADA LOOP ROAD · same community
3 bd · 2 ba · 1,616 sqft · $198/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 234 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 234 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
234 MONTANA AVENUE FAQs
What would the monthly payment be for 234 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 234 MONTANA AVENUE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 234 MONTANA AVENUE?+
The most recent tax bill on record (2024) was $1,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 234 MONTANA AVENUE be rented short-term?+
Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 234 MONTANA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $360,000, this home is listed about 8% below the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 234 MONTANA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Zoned for nightly rentals
Westridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Time on market is leverage
351 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $380,000, now $360,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CUSTOM BUILDS REALTY LLC · Marina Quintanilla. MLS #S5133328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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