David Ramirez
$330,000$355,0003 bd2 ba1,140 sqft$289 /sqft$2,380 /mo all-in ↓

1713 CALIFORNIA AVENUE, ST CLOUD, FL, 34769

Active348 days on marketListed Aug 10, 2025MLS #S5132483

Reduced $25KSingle Family ResidenceSTERLING MANOR ESTATES

About this home

1713 CALIFORNIA AVENUE

Energy-Efficient and move in ready. Well maintained home combines modern updates with incredible energy savings with no HOA! Featuring new laminate and carpet flooring. Updated kitchen. The paid off solar system means no solar payments-just lower utility bills for years to come! New roof (2024) for peace of mind. Hurricane grade windows and sliding door installed in 2024. Rear porch newly re-screened featuring vinyl tinted panels providing versatile outdoor living space. Metal storage shed in back yard. New hot water heater installed 2026. New Washer and Dryer. Located in a established neighborhood with beautiful Oak trees. Just 2 miles away from Saint Cloud lakefront park. Minutes from community pool-Chris Lyle Aquatic Center. Five minute drive to nearest hospital-ER. Lots of local restaurants and shopping nearby. This home is perfect for buyers looking for modern updates & long term savings. Owner is Florida Real Estate Agent/REALTOR.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,140

Sqft

0.17 ac

Lot size

1

Garage

1985

Year built

One

Levels

$289

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Refrigerator · Washer
InteriorAttic Fan · Ceiling Fan(s) · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway
ExteriorPrivate Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2024)$1,572/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,380 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2024 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,380/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$288KedgeAI estimate $309,148 · range $300K$332K$345K

vs edgeAI estimate

+6.7%

$/sqft vs St Cloud actives

$289 vs $221

Days on market

348 vs 33 typical

Where $289/sqft sits among the 400 St Cloud actives

97
128
88
39 · this home
13
35
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sterling Manor Estates

Map of 1713 CALIFORNIA AVENUE inside its neighborhood boundary

Drive times from this address

Universal Orlando31 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World32 min
Downtown Orlando32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

Sterling Manor Estates — neighborhood snapshot

Population

400

Median age

35

Median income

$44,638

Median home value

$324,400

Avg household

3

Households w/ children

62%

For the school run

Osceola County School District

ElementarySt. Cloud Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

194 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $330,000 $25K
Aug 10, 2025Listed at $355,000 · 348 days on market since
1985Built · STERLING MANOR ESTATES

Reality check

What actually sold near 1713 CALIFORNIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2901 SQUIRE OAK COURTSold · May ’26

$251,100

2901 SQUIRE OAK COURT

3 bd · 2 ba · 1,126 sqft · $223/sqft · 30 DOM

3370 CYPRESS POINT CIRCLESold · Nov ’25

$305,000

3370 CYPRESS POINT CIRCLE

3 bd · 2 ba · 1,200 sqft · $254/sqft · 31 DOM

3340 CYPRESS POINT CIRCLESold · May ’26

$240,000

3340 CYPRESS POINT CIRCLE

4 bd · 2 ba · 1,210 sqft · $198/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1713 CALIFORNIA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1713 CALIFORNIA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1713 CALIFORNIA AVENUE FAQs

What would the monthly payment be for 1713 CALIFORNIA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,380/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1713 CALIFORNIA AVENUE?+

The most recent tax bill on record (2024) was $1,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1713 CALIFORNIA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $330,000, this home is listed about 22% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1713 CALIFORNIA AVENUE?+

St. Cloud Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$330,000 runs 25% above the ST CLOUD 34769 median.

02Time on market is leverage

348 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $355,000, now $330,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of PREMIUM PROPERTIES R.E SERVICE · Charlene Krombel. MLS #S5132483.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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