4801 APPLE BLOSSOM LANE, ST CLOUD, FL, 34771
Active202 days on marketListed Jan 3, 2026MLS #O6370682
About this home
4801 APPLE BLOSSOM LANE
Welcome home to this move-in ready, corner-unit townhome in the desirable Turtle Creek community of St. Cloud. Offering nearly 2,000 square feet, this spacious 4-bedroom, 3-bathroom residence delivers on space, layout, and location. Ideally positioned just minutes from Lake Nona, SR-417, Publix, dining, and shopping, and the upcoming Neocity, this home features one of the community’s most functional floorplans, including a full bedroom and bathroom on the first floor—perfect for guests, a home office, or multigenerational living. Upon entry, you’re greeted by luxury vinyl plank flooring and an open-concept design that seamlessly connects the living, dining, and kitchen areas. The kitchen is equipped with granite countertops, ample cabinetry, and a large center island, ideal for entertaining or everyday living. Sliding doors lead to a screened lanai, where you can relax and enjoy peaceful sunset views. Upstairs, the primary suite offers vinyl flooring, a generous walk-in closet, and an ensuite bathroom with dual sinks and an oversized walk-in shower. Two additional spacious bedrooms, a large secondary bathroom, and a conveniently located second-floor laundry room complete the upper level. This corner unit is located next to one of Turtle Creek’s expansive lakes, with a nearby walking trail perfect for evening strolls. Community amenities include a resort-style pool, clubhouse, playground, and scenic green spaces. Major updates include a 2023 roof and AC, and a 2024 water heater, offering peace of mind for years to come. Don’t miss this opportunity to own a turnkey home in a prime St. Cloud location—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,928
Sqft
0.08 ac
Lot size
1
Garage
2017
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs St Cloud actives
$174 vs $221
Days on market
202 vs 33 typical
Where $174/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
195 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4801 APPLE BLOSSOM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$250,000
1613 REFLECTION COVE · same community
3 bd · 2.5 ba · 1,852 sqft · $135/sqft · 174 DOM
Sold · Jan ’26$379,250
1606 LEATHERBACK LANE · same community
3 bd · 2 ba · 1,818 sqft · $209/sqft · 12 DOM
Sold · Sep ’25$444,995
1621 HAWKSBILL LANE · same community
4 bd · 3 ba · 2,080 sqft · $214/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4801 APPLE BLOSSOM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4801 APPLE BLOSSOM LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4801 APPLE BLOSSOM LANE FAQs
What would the monthly payment be for 4801 APPLE BLOSSOM LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill, the $396/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4801 APPLE BLOSSOM LANE?+
The association fee works out to $396 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4801 APPLE BLOSSOM LANE?+
The most recent tax bill on record (2025) was $3,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4801 APPLE BLOSSOM LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $335,000, this home is listed about 21% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4801 APPLE BLOSSOM LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$335,000 is 21% below the ST CLOUD 34771 median of $425,000, and at $174/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
202 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $350,000, now $335,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Maria Nunez. MLS #O6370682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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