3886 WHITNEY WAY, HAINES CITY, FL, 33844
Active422 days on marketListed Jun 10, 2025MLS #S5128610
About this home
3886 WHITNEY WAY
Do you have a large family or need plenty of space? This stunning two-story home in the brand-new Hammock Reserve community in Haines City is the perfect fit for your lifestyle. Designed for comfort and functionality, it’s also ideally located near major roads and Central Florida attractions. Prime Location: Just east of HWY 27, minutes from I-4, US-192, and Walt Disney World. Only 3 minutes from Walmart, Publix, Aldi, restaurants, and convenience stores. Home Features: Corner lot offering increased privacy with no neighbors on one side. Spacious backyard with beautiful views of the natural reserve. 5 bedrooms and 3 full bathrooms. First floor: Welcoming living room near the entrance. Open-concept kitchen with granite countertops, a large pantry, and stainless steel appliances. Dining area with sliding glass doors for natural light and direct access to the backyard. Entertainment room with large windows and reserve views. One bedroom and full bath, ideal for guests or multi-generational living. Second floor: A versatile loft perfect for an office, playroom, or second living space. 4 bedrooms including a spacious master suite with dual-sink vanity, large shower, and walk-in closet. ?? Just steps from the community pool, dog park, playground, and mailboxes. This home and community the perfect layout and amenities to meet all your family’s needs!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,696
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Multi/Split
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Haines City actives
$141 vs $173
Days on market
422 vs 41 typical
Where $141/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
185 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3886 WHITNEY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$385,000
4644 BERNARD BOULEVARD · same community
5 bd · 3 ba · 2,696 sqft · $143/sqft · 39 DOM
Sold · Dec ’25$353,000
4364 DELEON STREET · same community
5 bd · 3 ba · 2,696 sqft · $131/sqft · 100 DOM
Sold · Mar ’26$270,000
4373 DELEON STREET · same community
4 bd · 2 ba · 1,867 sqft · $145/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3886 WHITNEY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3886 WHITNEY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3886 WHITNEY WAY FAQs
What would the monthly payment be for 3886 WHITNEY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,358/mo — principal and interest, the actual property-tax bill, the $56/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3886 WHITNEY WAY?+
The association fee works out to $56 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3886 WHITNEY WAY?+
The most recent tax bill on record (2024) was $8,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3886 WHITNEY WAY?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $381,000, this home is listed about 22% above the Haines City median of $311,390. The market section on this page shows how the area is trending.
Which schools are assigned to 3886 WHITNEY WAY?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$381,000 runs 29% above the HAINES CITY 33844 median — but at 2,696 sqft it's also 49% larger than the typical Haines City listing.
02Time on market is leverage
422 days on market against a Haines City median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $405,000, now $381,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Sonia Chacon. MLS #S5128610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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