4641 BERNARD BOULEVARD, HAINES CITY, FL, 33844
Active54 days on marketListed Jun 10, 2026MLS #O6410878
About this home
4641 BERNARD BOULEVARD
Welcome to 4641 Bernard Boulevard, a beautifully maintained 2023 built home offering 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. The seller has made several thoughtful improvements throughout the home, starting with the first floor where the original carpet was removed and replaced with tile. The downstairs bathroom was upgraded beyond the standard builder grade finishes, giving it a more custom and elevated feel. The kitchen pantry was also upgraded from the original builder grade setup, adding both function and style. One of the bedrooms is currently converted into a closet, but it can easily be converted back into a bedroom, and the seller is willing to do so if the buyer prefers. Outside, the seller added a covered and screened patio with pavers, electricity, a TV wall, and ceiling fan, creating a great space for relaxing or entertaining. Built in 2023 with modern finishes and additional owner improvements, this home offers the benefit of newer construction with several upgrades already completed.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,601
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,404 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs Haines City actives
$167 vs $173
Days on market
54 vs 39 typical
Where $167/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $321K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
178 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4641 BERNARD BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$385,000
4644 BERNARD BOULEVARD · same community
5 bd · 3 ba · 2,696 sqft · $143/sqft · 39 DOM
Sold · Dec ’25$353,000
4364 DELEON STREET · same community
5 bd · 3 ba · 2,696 sqft · $131/sqft · 100 DOM
Sold · Mar ’26$270,000
4373 DELEON STREET · same community
4 bd · 2 ba · 1,867 sqft · $145/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4641 BERNARD BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4641 BERNARD BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4641 BERNARD BOULEVARD FAQs
What would the monthly payment be for 4641 BERNARD BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,404/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4641 BERNARD BOULEVARD?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4641 BERNARD BOULEVARD?+
The most recent tax bill on record (2025) was $5,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4641 BERNARD BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $435,000, this home is listed about 39% above the Haines City median of $313,745. The market section on this page shows how the area is trending.
Which schools are assigned to 4641 BERNARD BOULEVARD?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6410878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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