915 CLUB CIRCLE, LAKESHORE, FL, 33854
Active566 days on marketListed Jan 15, 2025MLS #S5118586
About this home
915 CLUB CIRCLE
Charming Villa Within Lakeshore Club Community. This is beautiful villa ideal to investment or first-time buyers, short term rental or long-term rental. Located on beautiful view lake with docks with ramp to boats, in harmony with nature and green areas and beautiful forest to sidewalks to walk and around lake. Have community Pool, Gym, Playground, mailbox private and laundry. Spacious living room combinate with dining room. Have all floors in beautiful tiles, upgrade in kitchen cabinets, countertop on granite, all appliances in steeling steel, upgrade bathroom with new tiles on wall and new toilet. Have spacious porch enclosed with windows and insulation with mini splits can use family room or great room with tv. The Hoa includes insurance of replaced roof and paint outside of villa, water, cable and internet. Good to investment have tenant for One year pay rent 975.00 Monthly. The Contract Lease Expiration at August 30,02026. The sellers can accept contract lease with option buy. Please send offer with pre-approval letter and proof of founds.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
648
Sqft
0.02 ac
Lot size
1965
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,085 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,085/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs LAKESHORE CLUB
$142 vs $154
Days on market
566 vs 154 typical
Where $142/sqft sits among the 20 homes for sale in LAKESHORE CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeshore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeshore. See the full Lakeshore guide →
LAKESHORE 33854 — neighborhood snapshot
Population
481
Median age
69.6
Median income
$33,523
Median home value
$80,700
Avg household
1.84
Households w/ children
2%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeshore market
$79K → $94K
Lakeshore median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
8 of 20
LAKESHORE CLUB have cut their price
Median sold price, Lakeshore, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the LAKESHORE 33854 median. See the full Lakeshore market guide →
Paper trail
This home's history
Reality check
What actually sold near 915 CLUB CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$85,000
4203 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $131/sqft · 193 DOM
Sold · Sep ’25$90,000
4603 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $139/sqft · 37 DOM
Sold · Jun ’26$93,500
4209 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $144/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 915 CLUB CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 CLUB CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
915 CLUB CIRCLE FAQs
What would the monthly payment be for 915 CLUB CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,085/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 915 CLUB CIRCLE?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 915 CLUB CIRCLE?+
The most recent tax bill on record (2023) was $637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 915 CLUB CIRCLE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeshore?+
At $91,999, this home is priced right at the Lakeshore median.
Which schools are assigned to 915 CLUB CIRCLE?+
Spook Hill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKESHORE 33854 market on paper
$91,999 is 4% below the LAKESHORE 33854 median of $96,000, and at $142/sqft it sits under the Lakeshore average of $147.
02Park/Greenbelt & Pool & Tennis Court & Trees/Woods & Water views
The park/greenbelt and pool and tennis court and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
566 days on market against a Lakeshore median of 154 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $119,000, now $91,999 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY OUTLET INTERNATIONAL · Jose Lozada. MLS #S5118586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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