3821 CLUB CIRCLE, LAKE WALES, FL, 33898
Active134 days on marketListed Apr 2, 2026MLS #O6395724
About this home
3821 CLUB CIRCLE
Resort-Style Living at Its Best – Fully Furnished & Move-In Ready! Discover the perfect blend of comfort, convenience, and an active lifestyle in this charming fully furnished one-bedroom residence. Thoughtfully designed and move-in ready, this inviting home offers everything you need for easy, carefree living. Step inside to find a bright and welcoming interior, complemented by a spacious enclosed porch—the perfect place to enjoy your morning coffee, entertain family and friends, or simply relax while taking in the peaceful surroundings. A brand-new A/C system installed in 2025 provides year-round comfort and energy efficiency, giving you added peace of mind. Located within a beautifully maintained resort-style community, you'll enjoy an impressive array of amenities designed to enhance your lifestyle, including: Sparkling resort-style swimming pool Fitness center Tennis courts Clubhouse with a full calendar of social activities On-site post office Café and mini-market Hair and nail salons Health insurance office Beautifully landscaped grounds and a welcoming neighborhood atmosphere Whether you're a first-time homebuyer, seasonal resident, retiree looking to downsize, or an investor seeking a low-maintenance property, this home offers exceptional value in an unbeatable setting. Experience the convenience of having everyday essentials and recreational amenities just steps from your front door while enjoying the relaxed Florida lifestyle you've been dreaming of. Don't miss this incredible opportunity to own your own slice of paradise. Schedule your private showing
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
648
Sqft
0.03 ac
Lot size
1965
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs LAKESHORE CLUB
$137 vs $147
Days on market
134 vs 54 typical
Where $137/sqft sits among the 24 homes for sale in LAKESHORE CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
8 of 24
LAKESHORE CLUB have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 3821 CLUB CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$85,000
4203 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $131/sqft · 193 DOM
Sold · Sep ’25$90,000
4603 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $139/sqft · 37 DOM
Sold · Jun ’26$93,500
4209 CLUB CIRCLE · same community
1 bd · 1 ba · 648 sqft · $144/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3821 CLUB CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3821 CLUB CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3821 CLUB CIRCLE FAQs
What would the monthly payment be for 3821 CLUB CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,176/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3821 CLUB CIRCLE?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3821 CLUB CIRCLE?+
The most recent tax bill on record (2025) was $1,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3821 CLUB CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $89,000, this home is listed about 64% below the Lake Wales median of $250,159. The market section on this page shows how the area is trending.
Which schools are assigned to 3821 CLUB CIRCLE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE WALES 33898 market on paper
$89,000 is 39% below the LAKE WALES 33898 median of $144,900, and at $137/sqft it sits under the Lake Wales average of $200.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
134 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $100,000, now $89,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COSME REALTY AND INVESTMENT INC · Mayra Cosme Rojas. MLS #O6395724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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