David Ramirez
$89,9002 bd2 ba960 sqft$94 /sqft$1,202 /mo all-in ↓

203 ASPEN CIRCLE, LEESBURG, FL, 34748

Active8 days on marketListed Jul 16, 2026MLS #R4911660

Priced 68% below the LEESBURG 34748 medianFully furnishedManufactured HomeHAWTHORNE/LEESBURG

About this home

203 ASPEN CIRCLE

Welcome to this charming and inviting home located in the premier 55+ community of Hawthorne at Leesburg. Thoughtfully designed for comfortable everyday living, this residence offers a warm and welcoming atmosphere with plenty of natural light and attractive landscaping that enhances its curb appeal. The well-equipped kitchen provides generous cabinet space, updated appliances, and an open layout that connects effortlessly to the dining and living areas, making it ideal for hosting guests or enjoying quiet evenings at home. Durable laminate flooring extends through the kitchen and dining room, while oversized windows throughout the home create a bright, cheerful environment. The spacious living area features custom built-in cabinetry and a stylish accent wall, adding both character and functionality. The primary suite offers a large walk-in closet and a private bath complete with a walk-in shower for convenience and accessibility. Additional highlights include an indoor laundry room and ample storage space to keep everything organized. Outside, you'll find a covered carport, easy-care landscaping, and a peaceful setting that allows you to fully enjoy Florida's relaxed lifestyle. Life at Hawthorne at Leesburg offers far more than just a beautiful home. This resident-owned, gated waterfront community provides an exceptional array of amenities and activities. The monthly maintenance fee of only $397 covers water, sewer, lawn care, private emergency services, and storage areas for boats, RVs, and trailers. Residents enjoy access to a spacious clubhouse with over 100 organized activities, a fitness center, library, craft and card rooms, billiards, fine arts facilities, and a full-time activities coordinator. Outdoor amenities include a geo-thermally heated swimming pool, two enclosed therapeutic pools, excellent fishing opportunities, scenic walking areas, and a private marina with more than 120 boat slips offering access to the beautiful Harris Chain of Lakes. This is your opportunity to enjoy affordable, maintenance-free living in one of Central Florida's most active and welcoming retirement communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.09 ac

Lot size

1977

Year built

One

Levels

$94

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryOutside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesEast
ExteriorAwning(s) · Irrigation System · Private Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$397/mo
Taxes (2025)$917/yr
PetsNo
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Marina · Private Boat Ramp · River · Water Access · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,202 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$529
FHA mortgage insurance (est.)$40
Property tax — 2025 actual bill$76
HOA fee — from the listing$397
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,147
Interest rate6.00%
Loan term

Estimated payment

$1,202/mo

Principal & interest$529
FHA mortgage insurance (est.)$40
Property taxes (actual bill)$76
HOA / condo fee$397
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $90K
$86KedgeAI estimate $122,511 · range $117K$136K$142K

vs edgeAI estimate

−26.6%

$/sqft vs Leesburg actives

$94 vs $171

Days on market

8 vs 50 typical

Where $94/sqft sits among the 400 Leesburg actives

64 · this home
71
119
87
32
27
$89–120$120–152$152–184$184–216$216–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 203 ASPEN CIRCLE

Drive times from this address

Downtown Orlando47 min
Universal Orlando50 min
Walt Disney World57 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

206 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $89,900 · 8 days on market since
1977Built · HAWTHORNE/LEESBURG

Reality check

What actually sold near 203 ASPEN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

107 VALENCIA COVESold · Apr ’26

$190,000

107 VALENCIA COVE · same community

3 bd · 2 ba · 1,936 sqft · $98/sqft · 181 DOM

26922 WHITE PLAINS WAYSold · Jun ’26

$165,000

26922 WHITE PLAINS WAY

2 bd · 2 ba · 964 sqft · $171/sqft · 1 DOM

5641 LAVER STREETSold · Jan ’26

$227,500

5641 LAVER STREET

2 bd · 2 ba · 1,060 sqft · $215/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 203 ASPEN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 203 ASPEN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

203 ASPEN CIRCLE FAQs

What would the monthly payment be for 203 ASPEN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,202/mo — principal and interest, the actual property-tax bill, the $397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 203 ASPEN CIRCLE?+

The association fee works out to $397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 203 ASPEN CIRCLE?+

The most recent tax bill on record (2025) was $917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 203 ASPEN CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $89,900, this home is listed about 70% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 203 ASPEN CIRCLE?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BLACK TIE REAL ESTATE PROFESSIONALS, INC. · Dee Brown. MLS #R4911660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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203 ASPEN CIRCLE, LEESBURG, FL — 2 Bed, 2 Bath — $89,900 | CENTURY 21 Edge