David Ramirez
$142,0002 bd1 ba792 sqft$179 /sqft$1,166 /mo all-in ↓

17247 SE 284TH TERRACE, UMATILLA, FL, 32784

Active101 days on marketListed Apr 24, 2026MLS #R4911138

Priced 54% below the UMATILLA 32784 medianSingle Family ResidenceROLLING WOODS

About this home

17247 SE 284TH TERRACE

Concrete block home on a large lot in a quiet neighborhood. Come take a look at this two bedroom one bathroom home with mature landscaping. This home has updated kitchen appliances.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

792

Sqft

0.25 ac

Lot size

1965

Year built

One

Levels

$179

Per sqft

Pets allowed

Inside

FlooringHardwood
AppliancesRange · Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryNone
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesWest
ExteriorPrivate Entrance

Community & fees

Taxes (2025)$1,291/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,166 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$836
FHA mortgage insurance (est.)$63
Property tax — 2025 actual bill$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,970Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,970
Interest rate6.00%
Loan term

Estimated payment

$1,166/mo

Principal & interest$836
FHA mortgage insurance (est.)$63
Property taxes (actual bill)$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Umatilla actives

$179 vs $231

Days on market

101 vs 48 typical

Where $179/sqft sits among the 81 Umatilla actives

25 · this home
34
6
6
3
7
$103–194$194–285$285–377$377–468$468–560$560+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Umatilla

Map of 17247 SE 284TH TERRACE

Drive times from this address

Downtown Orlando65 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$332K$333K

Umatilla median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

38 of 81

Umatilla actives have cut their price

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $142,000 · 101 days on market since
1965Built · ROLLING WOODS

Reality check

What actually sold near 17247 SE 284TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5674 ALTEC COURTSold · Mar ’26

$220,000

5674 ALTEC COURT · same community

3 bd · 1 ba · 1,016 sqft · $217/sqft · 4 DOM

3545 GREENFIELD AVENUESold · Jun ’26

$290,000

3545 GREENFIELD AVENUE · same community

3 bd · 2 ba · 1,415 sqft · $205/sqft · 47 DOM

5678 ALTEC COURTSold · May ’26

$270,000

5678 ALTEC COURT · same community

3 bd · 2 ba · 1,575 sqft · $171/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17247 SE 284TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17247 SE 284TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17247 SE 284TH TERRACE FAQs

What would the monthly payment be for 17247 SE 284TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,166/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17247 SE 284TH TERRACE?+

The most recent tax bill on record (2025) was $1,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17247 SE 284TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $142,000, this home is listed about 62% below the Umatilla median of $374,500. The market section on this page shows how the area is trending.

Which schools are assigned to 17247 SE 284TH TERRACE?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RIVER REALTY GROUP · Tracy Brainard. MLS #R4911138.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Umatilla homes, in your inbox

Like 17247 SE 284TH TERRACE but not quite? A daily digest of every new listing in Umatilla — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 10:49 PM UTC. The listing information on this page last changed on August 3, 2026 at 10:49 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 10:49 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 10:49 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

17247 SE 284TH TERRACE, UMATILLA, FL — 2 Bed, 1 Bath — $142,000 | CENTURY 21 Edge