20881 SE 142ND PLACE, UMATILLA, FL, 32784
Active127 days on marketListed Apr 1, 2026MLS #O6395585
About this home
20881 SE 142ND PLACE
This sweet 2/1 with ample land is a true gem. Situated on (4) parcels which can be seperated or add additional homes or structures in the future. The home sits on a slight hill which can be an advantage. Be prepared for dirt roads on the daily drive. Interior offers new flooring, new stainless steel sink, solid wood cabinets, ceiling fans and a cozy cabin atmosphere! The surounding area provides outdoor adventure for side by side, 4 wheelers, hunting and much more! With the actual forest entrance just moments away, there is plenty to do. With this sizeable yard, a homebody will not be bored either! Outside dog pen and extra electricitry and water available for outdoor use too. This sweet home offers full time homestead living, part time enjoyment or even short term rental for hunters and vacationers. Close to an abundance of Central Fl natural springs for snorkle, boating and swimming. Easy distance to Ocala for equestrain fun/dining/shopping and so much more to enjoy in Central FL! Follow the House 4 Sale signs with a green arrow upon entrance from the highway to get you there! Come take a look!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
844
Sqft
0.75 ac
Lot size
1980
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,087 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,087/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Umatilla actives
$164 vs $231
Days on market
127 vs 54 typical
Where $164/sqft sits among the 82 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $333K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
37 of 82
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 20881 SE 142ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$33,000
20160 SE 141ST STREET
2 bd · 1 ba · 825 sqft · $40/sqft · 48 DOM
Sold · May ’26$15,000
20940 SE 141ST LANE
2 bd · 1 ba · 784 sqft · $19/sqft · 12 DOM
Sold · Oct ’25$70,000
15536 SE 203RD AVENUE
2 bd · 1 ba · 720 sqft · $97/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20881 SE 142ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20881 SE 142ND PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20881 SE 142ND PLACE FAQs
What would the monthly payment be for 20881 SE 142ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20881 SE 142ND PLACE?+
The most recent tax bill on record (2025) was $638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $138,000, this home is listed about 63% below the Umatilla median of $374,999. The market section on this page shows how the area is trending.
Which schools are assigned to 20881 SE 142ND PLACE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the UMATILLA 32784 market on paper
$138,000 is 55% below the UMATILLA 32784 median of $309,000, and at $164/sqft it sits under the Umatilla average of $289.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
127 days on market against a Umatilla median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $157,000, now $138,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HIGHLIGHT REALTY CORP/LW · Annette Krupnicka. MLS #O6395585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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