David Ramirez
$350,000$449,0003 bd2 ba1,042 sqft$336 /sqft$2,746 /mo all-in ↓

24521 ALLIGATOR ROAD, ASTOR, FL, 32102

Active203 days on marketListed Jan 2, 2026MLS #R4910451

Reduced $99KWaterfrontFully furnishedSingle Family ResidenceUNRECORDED PLAT/ASTOR FOREST CAM

About this home

24521 ALLIGATOR ROAD

Huge Price Reduction on this Waterfront home!! Bring the fishing poles, and all the river toys! This canal-front site built home sits on a block foundation and offers 3 bedrooms, 2 bathrooms,a large attached garage, an irrigation system, plus a super-sized carport perfect for your boat, golfcart, RV, or entertaining crew. Relax on the screened porch and enjoy peaceful water views, cool breezes, and the easygoing Florida lifestyle everyone dreams about. The real showstopper? A BRAND-NEW BOATHOUSE with TWO Boat slips and lifts- Never used and ready for your vessels! Launch into unforgettable days on the water with quick access to fishing, cruising, waterfront dining, and sunset rides right from your own back yard. Perfect as a full-time residence, snowbird escape, weekend getaway , or income-producing vacation rental. This is your chance to own a slice of river paradise where every day feels like a vacation!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,042

Sqft

0.17 ac

Lot size

1

Garage

1998

Year built

One

Levels

$336

Per sqft

WaterfrontFurnished

Inside

FlooringHardwood
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2025)$4,455/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,746 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$371
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,746/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$371
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Astor actives

$336 vs $227

Days on market

203 vs 32 typical

Where $336/sqft sits among the 36 Astor actives

13
14
0 · this home
4
2
3
$96–203$203–309$309–416$416–522$522–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Astor

Map of 24521 ALLIGATOR ROAD

Drive times from this address

Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$235K$250K

Astor median sold, yr/yr

89.9%

Sale-to-list ratio (12 mo)

20 of 36

Astor actives have cut their price

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $99K
Jan 2, 2026Listed at $449,000 · 203 days on market since
1998Built · UNRECORDED PLAT/ASTOR FOREST CAM

Reality check

What actually sold near 24521 ALLIGATOR ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

55721 PALMETTO ROADSold · May ’26

$159,900

55721 PALMETTO ROAD

2 bd · 2 ba · 1,040 sqft · $154/sqft · 145 DOM

24326 MAXWELL STREETSold · Apr ’26

$52,000

24326 MAXWELL STREET

3 bd · 2 ba · 1,056 sqft · $49/sqft · 7 DOM

56449 MAPLE ROADSold · Jun ’26

$270,000

56449 MAPLE ROAD

2 bd · 2 ba · 1,080 sqft · $250/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24521 ALLIGATOR ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24521 ALLIGATOR ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24521 ALLIGATOR ROAD FAQs

What would the monthly payment be for 24521 ALLIGATOR ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,746/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 24521 ALLIGATOR ROAD?+

The most recent tax bill on record (2025) was $4,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Astor?+

At $350,000, this home is listed about 40% above the Astor median of $249,500. The market section on this page shows how the area is trending.

Which schools are assigned to 24521 ALLIGATOR ROAD?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$350,000 runs 54% above the ASTOR 32102 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

203 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $449,000, now $350,000 — a $99K cut. The full history is in the market section below.

Listing courtesy of RIVER REALTY GROUP · Tracy Brainard. MLS #R4910451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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