David Ramirez

NFS 73 / ALCO ROAD, ASTOR, FL, 32102

Active270 days on marketListed Oct 28, 2025MLS #O6355280

Waterfront

About this home

NFS 73 / ALCO ROAD

Discover an extraordinary opportunity to own 14.25 acres of pristine land surrounded entirely by Ocala National Forest. Accessed by a private one-quarter-mile forest service road, this rare offering provides an unmatched level of seclusion, creating an isolated oasis of complete privacy amid Florida nature. The parcel features approximately three acres of cleared land, a large natural pond, mature oaks and a sweeping meadow framed by old growth lowland forest and wetlands. A 24-by-72-foot pole barn includes a 24-by-36-foot elevated enclosed storage area, while an adjacent 8-by-20-foot metal container adds an additional 160 square feet of secured space. Ideal for those seeking uninterrupted serenity, the property is enveloped by a deep buffer of national forest and offers a unique nature paradise teeming with wildlife. Whether envisioned as a private retreat, conservation haven or future homestead, this land presents extraordinary opportunity for visionary landowners.

Facts & features

The home at a glance

14.25 ac

Lot size

WaterfrontTrees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2024)$2,136/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,332 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2024 actual bill$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,332/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Astor

Map of NFS 73 / ALCO ROAD

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$235K$250K

Astor median sold, yr/yr

89.9%

Sale-to-list ratio (12 mo)

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

Oct 28, 2025Listed at $315,000 · 270 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NFS 73 / ALCO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NFS 73 / ALCO ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

NFS 73 / ALCO ROAD FAQs

What would the monthly payment be for NFS 73 / ALCO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NFS 73 / ALCO ROAD?+

The most recent tax bill on record (2024) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at NFS 73 / ALCO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Astor?+

At $315,000, this home is listed about 26% above the Astor median of $249,500. The market section on this page shows how the area is trending.

Which schools are assigned to NFS 73 / ALCO ROAD?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$315,000 runs 39% above the ASTOR 32102 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

270 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Doug Hampton. MLS #O6355280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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