265 E 23rd Street, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active184 days on marketListed Feb 10, 2026MLS #R11162427
About this home
265 E 23rd Street, Riviera Beach FL 33404
Vacant Waterfront Lot - located on the Intracoastal Waterway in Palm Beach County. One of the limited waterfront opportunities currently available under $2.4M, offering easy ocean access and Intracoastal views. The property provides the opportunity to build a custom residence, with the potential for a private dock, subject to applicable approvals. Enjoy sunrise views and a waterfront setting suitable for a luxury lifestyle.A seawall replacement is in process, with permits underway. Any plans, renderings, or illustrations provided are for conceptual purposes only and have not been approved. Buyer to conduct all due diligence and submit plans to the City and all governing authorities for approval. Waterfront lot
Facts & features
The home at a glance
0.1747 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,375 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown Riviera Beach
Get to know Riviera Beach. See the full Riviera Beach guide →
Downtown Riviera Beach — neighborhood snapshot
Population
1,535
Median age
55
Median income
$55,853
Median home value
$320,656
Avg household
2
Households w/ children
83%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 823% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 E 23rd Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,600,000
257 E 23rd Street, Riviera Beach FL 33404
0 bd · 0 ba · 0 sqft · 470 DOM
Sold · Apr ’26$1,050,000
3000 N Ocean Dr # D, Singer Island FL 33404
2 bd · 2 ba · 213 DOM
Sold · Oct ’25$3,100,000
3100 N Ocean # H1404, Singer Island FL 33404
2 bd · 2.5 ba · 362 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 265 E 23rd Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 E 23rd Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
265 E 23rd Street FAQs
What would the monthly payment be for 265 E 23rd Street, Riviera Beach FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,375/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 265 E 23rd Street, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Riviera Beach?+
At $2,290,000, this home is listed about 442% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 265 E 23rd Street, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,290,000 runs 823% above the RIVIERA BEACH 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
184 days on market against a Riviera Beach median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,400,000, now $2,290,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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