David Ramirez
$6,590,000$7,500,0003 bd3.5 ba3,020 sqft$2,182 /sqft$58,287 /mo all-in ↓

2 N Breakers Row # S32, Palm Beach FL 33480, PALM BEACH, FL, 33480

Active243 days on marketListed Dec 5, 2025MLS #R11145524

Reduced $910KWaterfrontPrivate poolCondominiumTWO NORTH BREAKERS ROW CON,TWO NORTH BREAKERS R

About this home

2 N Breakers Row # S32, Palm Beach FL 33480

Discover Two North Breakers Row S-32, where oceanfront living beside The Breakers is a privilege, not a place. This highly desired and sought out southeast corner residence offers more than 3,000 square feet under air with sweeping ocean and golf course views, refined interiors and a layout that embodies the prestige of Palm Beach's most elite enclave. Perfectly placed on one of the island's most iconic stretches of coastline, S-32 features three bedrooms, three and a half bathrooms and a broad terrace facing the ocean that captures sunrise, sea breezes and the most beautiful natural light in Palm Beach. Here your days unfold between the Atlantic Ocean, The Breakers and the timeless luxury that defines this world class destination. Two North Breakers Row is a full service and elite security building with white glove attention, a private beach, an oceanfront pool and exclusive Breakers amenities. Residents enjoy a newly renovated first class gym and Pilates studio and the rare benefit of a coveted private deeded pool cabana reserved exclusively for this residence. This offering is more than a home. It is a rare opportunity to acquire a prized Palm Beach property with exceptional potential to reimagine, redesign and transform it into your own dream home. Live steps from The Breakers, minutes from Worth Avenue and surrounded by the effortless sophistication that makes Palm Beach one of the world's most sought after addresses. Two North Breakers Row S-32. A residence that speaks for itself. Includes 2 Prime Garage Parking Spaces, and Cabana C-26.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,020

Sqft

0 ac

Lot size

2

Garage

1986

Year built

$2,182

Per sqft

Private poolWaterfrontGarden & Golf Course & Ocean & Direct Ocean & Ocean View viewPets allowed

Inside

FlooringCarpet · Ceramic Floor · Clay · Marble · Tile
AppliancesDishwasher · Disposal · Dryer · Free-Standing Freezer · Microwave · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorInterior Hall · Built-in Features · Dome Kitchen · Elevator · Entrance Foyer · French Doors · Pantry · Roman Tub · Split Bedroom · Walk-In Closet(s) · Den/Library/Office · Family Room · Great Room · Other · Storage · Utility Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewGarden · Golf Course · Ocean · Direct Ocean · Ocean View
FacesSoutheast
Parking2 Or More Spaces · Assigned · Awning · Covered · Parking Garage
ExteriorEast Of Us1 · Balcony · Open Balcony

Community & fees

HOA fee$15,483/mo
Taxes (2025)$55,355/yr
PetsYes
CommunityBeach Club Member Available · Buyer Approval Required · Exercise Room · Golf Course Community · Management On Site · Mandatory Hoa · Other Membership Available · Pool · Sauna · Security Patrol · Sidewalks · Spa/Hot Tub · Whirlpool

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$58,287 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$35,559
PMI (est., until 20% equity)$2,471
Property tax — 2025 actual bill$4,613
Condo fee — from the listing$15,483
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $659,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $659,000
Interest rate6.00%
Loan term

Estimated payment

$58,287/mo

Principal & interest$35,559
PMI (est., until 20% equity)$2,471
Property taxes (actual bill)$4,613
HOA / condo fee$15,483
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Beach actives

$2,182 vs $1,248

Days on market

243 vs 113 typical

Where $2,182/sqft sits among the 192 Palm Beach actives

75
37
20
17 · this home
20
23
$322–934$934–1546$1546–2158$2158–2770$2770–3382$3382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Midtown

Map of 2 N Breakers Row # S32, Palm Beach FL 33480 inside its neighborhood boundary

Get to know Palm Beach. See the full Palm Beach guide →

Midtown — neighborhood snapshot

Population

2,822

Median age

73

Median income

$193,972

Median home value

$1,982,614

Avg household

2

Households w/ children

48%

For the school run

Palm Beach County School District

ElementaryPalm Beach Public School★★★★
MiddleConniston Middle School★★★★
HighForest Hill Community High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Beach market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$365K$5.0M

Palm Beach median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

4 of 192

Palm Beach actives have cut their price

This home is listed 1570% above the PALM BEACH 33480 median. See the full Palm Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,590,000 $910K
Dec 5, 2025Listed at $7,500,000 · 243 days on market since
1986Built · TWO NORTH BREAKERS ROW CON,TWO NORTH BREAKERS R

Reality check

What actually sold near 2 N Breakers Row # S32

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 N Breakers Row, Palm Beach FL 33480Sold · May ’26

$13,500,000

2 N Breakers Row, Palm Beach FL 33480 · same community

3 bd · 3.5 ba · 3,560 sqft · $3,792/sqft · 192 DOM

100 Royal Palm Way # A2, Palm Beach FL 33480Sold · Nov ’25

$5,499,500

100 Royal Palm Way # A2, Palm Beach FL 33480

3 bd · 3 ba · 2,810 sqft · $1,957/sqft · 541 DOM

236 Pendleton Avenue, Palm Beach FL 33480Sold · Aug ’25

$10,739,375

236 Pendleton Avenue, Palm Beach FL 33480

4 bd · 4.5 ba · 3,338 sqft · $3,217/sqft · 763 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2 N Breakers Row # S32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2 N Breakers Row # S32 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2 N Breakers Row # S32 FAQs

What would the monthly payment be for 2 N Breakers Row # S32, Palm Beach FL 33480?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $58,287/mo — principal and interest, the actual property-tax bill, the $15,483/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2 N Breakers Row # S32, Palm Beach FL 33480?+

The association fee works out to $15,483 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2 N Breakers Row # S32, Palm Beach FL 33480?+

The most recent tax bill on record (2025) was $55,355. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2 N Breakers Row # S32, Palm Beach FL 33480?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Beach?+

At $6,590,000, this home is listed about 159% above the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2 N Breakers Row # S32, Palm Beach FL 33480?+

Palm Beach Public School (elementary), Conniston Middle School (middle), Forest Hill Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,590,000 runs 1570% above the PALM BEACH 33480 median — but at 3,020 sqft it's also 64% larger than the typical Palm Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $15,483/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

243 days on market against a Palm Beach median of 113 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Palm Beach Public School, Conniston Middle School, Forest Hill Community High School, Glades Construction Academy At West Technical — Palm Beach Public School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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