44 Cocoanut Row, Palm Beach FL 33480, PALM BEACH, FL, 33480
Active264 days on marketListed Nov 14, 2025MLS #R11140686
About this home
44 Cocoanut Row, Palm Beach FL 33480
Direct Intracoastal Condominium in the heart of mid-town offers views from the minute the door opens. The sun-filled unit offers a split-floorplan with 2 ensuite guest rooms, laundry and utility room on the north while the private primary suite w/walk-in closet and bath are on the south end of the unit. Every room has a view! Numerous building amenities include a restaurant, gym, pool, beauty salon, putting green. Never get a utility bill ~ cable, water, electric are all included in the maintenance. The Royal shopping district, fabulous restaurant and a beautiful beach are all just steps away. 50% Mortgage Rule. Owner can only rent once every 3 years. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,250
Sqft
1956
Year built
$2,889
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$42,325 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$42,325/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Beach actives
$2,889 vs $1,248
Days on market
264 vs 113 typical
Where $2,889/sqft sits among the 192 Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Midtown
Get to know Palm Beach. See the full Palm Beach guide →
Midtown — neighborhood snapshot
Population
2,822
Median age
73
Median income
$193,972
Median home value
$1,982,614
Avg household
2
Households w/ children
48%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach market
$365K → $5.0M
Palm Beach median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
4 of 192
Palm Beach actives have cut their price
This home is listed 1548% above the PALM BEACH 33480 median. See the full Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 Cocoanut Row
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$8,000,000
44 Cocoanut Row # 514a, Palm Beach FL 33480 · same community
2 bd · 3 ba · 2,794 sqft · $2,863/sqft · 70 DOM
Sold · Jun ’26$5,000,000
224 Phipps, Palm Beach FL 33480
3 bd · 3.5 ba · 2,145 sqft · $2,331/sqft · 109 DOM
Sold · Jul ’26$8,200,000
425 Seaspray Avenue, Palm Beach FL 33480
4 bd · 4 ba · 2,368 sqft · $3,463/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 44 Cocoanut Row — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 Cocoanut Row — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
44 Cocoanut Row FAQs
What would the monthly payment be for 44 Cocoanut Row, Palm Beach FL 33480?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $42,325/mo — principal and interest, the actual property-tax bill, the $3,187/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44 Cocoanut Row, Palm Beach FL 33480?+
The association fee works out to $3,187 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44 Cocoanut Row, Palm Beach FL 33480?+
The most recent tax bill on record (2025) was $17,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44 Cocoanut Row, Palm Beach FL 33480?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach?+
At $6,500,000, this home is listed about 155% above the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44 Cocoanut Row, Palm Beach FL 33480?+
Palm Beach Public School (elementary), Conniston Middle School (middle), Forest Hill Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$6,500,000 runs 1548% above the PALM BEACH 33480 median — but at 2,250 sqft it's also 22% larger than the typical Palm Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $3,187/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
264 days on market against a Palm Beach median of 113 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Palm Beach Public School, Conniston Middle School, Forest Hill Community High School, Glades Construction Academy At West Technical — Palm Beach Public School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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