11725 3rd Avenue Ocean, Marathon FL 33050, MARATHON, FL, 33050
Active277 days on marketListed Nov 9, 2025MLS #R11139241
About this home
11725 3rd Avenue Ocean, Marathon FL 33050
2-bed, 2-bath waterfront home, perfectly positioned on a corner lot in neighborhood of Marathon. CBS construction, this home seamlessly blends modern comfort, coastal elegance, and exceptional boating access. Situated on a wide, flow-through canal that leads directly to open water, this property provides effortless navigation to both the Gulf and the Atlantic Ocean, making this property a true boater's paradise. The 55-foot dock invites you to step aboard and set out for a day on the water or simply unwind with panoramic canal views framed by swaying palms and unbelievable sunsets. Step inside to find bright, open living spaces, in this beautifully updated home with new roof (2022), new A/C system, and new impact-resistant windows and doors. Back on market due to buyer financing
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
1955
Year built
1
Levels
$1,044
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,111 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,111/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.4%
$/sqft vs Marathon actives
$1,044 vs $661
Days on market
277 vs 94 typical
Where $1,044/sqft sits among the 47 Marathon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Little Venice No 2
Get to know Marathon. See the full Marathon guide →
Little Venice No 2 — neighborhood snapshot
Population
222
Median age
43
Median income
$75,292
Median home value
$617,600
Avg household
3
Households w/ children
29%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 47
Marathon actives have cut their price
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11725 3rd Avenue Ocean
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$787,000
Nearby listing
1 bd · 1 ba · 885 sqft · $889/sqft
Sold · Jul ’26$485,000
Nearby listing
2 bd · 2 ba · 973 sqft · $498/sqft · 19 DOM
Sold · Jun ’26$497,000
251 2nd St, Key Colony FL 33051
2 bd · 1 ba · 750 sqft · $663/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11725 3rd Avenue Ocean — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11725 3rd Avenue Ocean — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11725 3rd Avenue Ocean FAQs
What would the monthly payment be for 11725 3rd Avenue Ocean, Marathon FL 33050?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,111/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11725 3rd Avenue Ocean, Marathon FL 33050?+
The most recent tax bill on record (2024) was $6,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11725 3rd Avenue Ocean, Marathon FL 33050?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $939,500, this home is listed about 6% above the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11725 3rd Avenue Ocean, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$939,500 runs 47% above the MARATHON 33050 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
277 days on market against a Marathon median of 94 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $960,000, now $939,500 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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