109 E Coda Circle, Delray Beach FL 33444, DELRAY BEACH, FL, 33444
Active271 days on marketListed Nov 7, 2025MLS #R11139036
About this home
109 E Coda Circle, Delray Beach FL 33444
CODA is an exclusive gated townhome community ideally situated just two blocks from Delray Beach's iconic Atlantic Avenue. This intimate enclave offers a lushly landscaped, private courtyard setting featuring a sparkling resort-style pool and cabana, creating a serene retreat in the heart of the vibrant downtown district. Built with timeless coastal architecture and modern design, CODA residences feature three levels of spacious living with open-concept great rooms, gourmet kitchens, impact glass windows and doors, and private two-car garages. Many homes offer versatile first-floor flex spaces perfect for a den, office, or third bedroom, along with dual primary suites and elegant finishes throughout. Residents enjoy the ultimate walkable lifestyle—steps from world-class dining, sh
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,860
Sqft
0.02 ac
Lot size
2
Garage
2013
Year built
3
Levels
$440
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,517 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,517/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.1%
$/sqft vs Delray Beach actives
$440 vs $250
Days on market
271 vs 61 typical
Where $440/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coda
Get to know Delray Beach. See the full Delray Beach guide →
Coda — neighborhood snapshot
Population
53
Median age
40
Median income
$79,655
Median home value
$460,900
Avg household
3
Households w/ children
12%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
38 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 298% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 E Coda Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$831,481
108 SW 1st Avenue, Delray Beach FL 33444 · same community
3 bd · 3 ba · 1,860 sqft · $447/sqft · 28 DOM
Sold · Feb ’26$950,000
110 SW 1st Avenue, Delray Beach FL 33444 · same community
3 bd · 3.5 ba · 1,952 sqft · $487/sqft · 248 DOM
Sold · May ’26$1,320,000
329 W Mallory Circle, Delray Beach FL 33483
3 bd · 3.5 ba · 1,873 sqft · $705/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 E Coda Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 E Coda Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 E Coda Circle FAQs
What would the monthly payment be for 109 E Coda Circle, Delray Beach FL 33444?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,517/mo — principal and interest, the actual property-tax bill, the $640/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 E Coda Circle, Delray Beach FL 33444?+
The association fee works out to $640 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 E Coda Circle, Delray Beach FL 33444?+
The most recent tax bill on record (2024) was $11,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 E Coda Circle, Delray Beach FL 33444?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $819,000, this home is listed about 203% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 109 E Coda Circle, Delray Beach FL 33444?+
Pine Grove Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$819,000 runs 298% above the DELRAY BEACH 33444 median — but at 1,860 sqft it's also 58% larger than the typical Delray Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $640/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
271 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $851,000, now $819,000 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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