109 E Coda Circle, Delray Beach FL 33444, DELRAY BEACH, FL, 33444
Active72 days on marketListed May 26, 2026MLS #B26033243
About this home
109 E Coda Circle, Delray Beach FL 33444
Beautiful 3 story Townhouse nestled within a lush private Courtyard in CODA TOWNHOMES Downtown Delray Beach. A gated community with pool and cabana is only 2 blocks from the famous Atlantic Avenue. Enter from the Courtyard or 2 car garage to the 1st level Den/Office OR CONVERTIBLE 3RD BEDROOM and Powder Bath. Upstairs to the open concept Great Room, Dining area, Powder Bath and Cook's Kitchen. This home includes Stainless Steel appliances, wood cabinets, walk-in Pantry, granite counters and Breakfast Bar. Full Impact glass windows and doors, tile floors. New plush carpeting/ new A/C in 2023. The 3rd level features 2 primary bedrooms, en suite baths, walk-in closets and a laundry area. Coda is near the Delray Beach Tennis Center, the new Sundy Village and less than a mile to the Beach.
Facts & features
The home at a glance
2
Bedrooms
4
Bathrooms
1,860
Sqft
0.02 ac
Lot size
2
Garage
2013
Year built
3
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Delray Beach actives
$3 vs $250
Days on market
72 vs 61 typical
Where $3/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coda
Get to know Delray Beach. See the full Delray Beach guide →
Coda — neighborhood snapshot
Population
53
Median age
40
Median income
$79,655
Median home value
$460,900
Avg household
3
Households w/ children
12%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the DELRAY BEACH 33444 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 E Coda Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$831,481
108 SW 1st Avenue, Delray Beach FL 33444 · same community
3 bd · 3 ba · 1,860 sqft · $447/sqft · 28 DOM
Sold · Feb ’26$950,000
110 SW 1st Avenue, Delray Beach FL 33444 · same community
3 bd · 3.5 ba · 1,952 sqft · $487/sqft · 248 DOM
Sold · May ’26$1,320,000
329 W Mallory Circle, Delray Beach FL 33483
3 bd · 3.5 ba · 1,873 sqft · $705/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 E Coda Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 E Coda Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 E Coda Circle FAQs
What would the monthly payment be for 109 E Coda Circle, Delray Beach FL 33444?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 109 E Coda Circle, Delray Beach FL 33444?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $5,000, this home is listed about 98% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 109 E Coda Circle, Delray Beach FL 33444?+
Pine Grove Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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