10382 Utopia Circle E, Boynton Beach FL 33437, BOYNTON BEACH, FL, 33437
Active282 days on marketListed Oct 22, 2025MLS #R11134533
About this home
10382 Utopia Circle E, Boynton Beach FL 33437
Enjoy spectacular LAKE views, dramatic sunsets in this 3/2, 2,433 SF home nestled in Grove Isle, a 125 home, 55+ community. NEW ROOF, 2026, in accordance with Miami-Dade County's strict hurricane code. One of the LARGEST homes in the community, featuring vaulted ceilings & open floor plan; perfect for entertaining in tropical oasis (visiting ducks & wildlife). 1-year HOME WARRANTY. Enjoy peace of mind with new roof, poured, steel-reinforced concrete construction & hurricane shutters. HOA covers unmanned gate, cable, landscaping & clubhouse, fitness center, pool/spa, sauna, billiards, cardrooms, tennis/pickleball courts, DOG PARK Central LOCATION. Minutes from shopping, dining, Delray Beach, Boca Raton, Turnpike, I95 & major airports. 7.5 MILES TO BEACH
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,433
Sqft
0.14 ac
Lot size
2
Garage
1997
Year built
1
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,686 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.9%
$/sqft vs Boynton Beach actives
$175 vs $242
Days on market
282 vs 18 typical
Where $175/sqft sits among the 400 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grove Isle
Get to know Boynton Beach. See the full Boynton Beach guide →
Grove Isle — neighborhood snapshot
Population
460
Median age
54
Median income
$120,912
Median home value
$461,100
Avg household
3
Households w/ children
37%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$448K → $387K
Boynton Beach median sold, yr/yr
100.0%
Sale-to-list ratio (12 mo)
48 of 400
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the BOYNTON BEACH 33437 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10382 Utopia Circle E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$415,000
6463 Placid Lake Lane, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 1,932 sqft · $215/sqft · 73 DOM
Sold · Feb ’26$1,050,000
2 Grove Isle Dr # B1708, Miami FL 33133 · same community
2 bd · 2 ba · 1,642 sqft · $639/sqft · 288 DOM
Sold · Jun ’26$522,500
5282 Brooklawn Terrace, Boynton Beach FL 33437
3 bd · 2 ba · 2,445 sqft · $214/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10382 Utopia Circle E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10382 Utopia Circle E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10382 Utopia Circle E FAQs
What would the monthly payment be for 10382 Utopia Circle E, Boynton Beach FL 33437?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,686/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10382 Utopia Circle E, Boynton Beach FL 33437?+
The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10382 Utopia Circle E, Boynton Beach FL 33437?+
The most recent tax bill on record (2025) was $2,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10382 Utopia Circle E, Boynton Beach FL 33437?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $425,000, this home is listed about 8% above the Boynton Beach median of $393,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10382 Utopia Circle E, Boynton Beach FL 33437?+
Hagen Road Elementary School (elementary), West Boynton Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$425,000 runs 35% above the BOYNTON BEACH 33437 median — but at 2,433 sqft it's also 70% larger than the typical Boynton Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
282 days on market against a Boynton Beach median of 18 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Hagen Road Elementary School, West Boynton Middle School, Boynton Beach Community High, Glades Construction Academy At West Technical — West Boynton Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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