David Ramirez
$539,0003 bd2 ba2,020 sqft$267 /sqft$4,453 /mo all-in ↓

10414 Osprey Trace, West Palm Beach FL 33412, WEST PALM BEACH, FL, 33412

Active728 days on marketListed Aug 17, 2024MLS #R11013301

Priced 40% below the WEST PALM BEACH 33412 medianPrivate poolSingle Family ResidenceIBIS GOLF AND COUNTRY CLUB,IBIS - OSPREY CREEK

About this home

10414 Osprey Trace, West Palm Beach FL 33412

Check out the NEW virtually staged pictures! With a little paint and cosmetic touches, you could transform this home! Great opportunity to purchase a 3 bedroom, 2 bath single family home with a pool & spa and golf views!!! Roof is 2019! A/C is 2024! Great room layout, high ceilings, super bright, endless possibilities to make this home your own. Osprey Creek is conveniently located near the main gate entrance and walking distance to the clubhouse. Beautiful location overlooking Heritage #9 with water in the near distance. Do not miss this opportunity! Tennis and Signature golf memberships are available.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,020

Sqft

0.14 ac

Lot size

2

Garage

1991

Year built

1

Levels

$267

Per sqft

Private poolGolf Course & Lake & Lake View viewPartiallyPets allowed

Inside

FlooringCarpet
AppliancesGas Water Heater · Natural Gas Water Heater · Dishwasher · Dryer · Microwave · Gas Range · Refrigerator · Washer
InteriorLaundry Tub · Pantry · Roman Tub · Skylight · Volume Ceilings · Walk-In Closet(s) · Attic · Great Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingElectric
HeatingElectric
FurnishedPartially

Outside & construction

RoofCurved/S-Tile Roof
ConstructionCBS Construction
ViewGolf Course · Lake · Lake View
FacesEast
Parking2 Or More Spaces · Parking Garage
ExteriorOn Golf Course

Community & fees

HOA fee$297/mo
Taxes (2023)$7,018/yr
PetsYes
CommunityTennis · Buyer Approval Required · Clubhouse · Exercise Room · Golf Course Community · Mandatory Hoa · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Sewer Connected · Water Connected · Cable Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property tax — 2023 actual bill$585
HOA fee — from the listing$297
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,865
Interest rate6.00%
Loan term

Estimated payment

$4,453/mo

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$585
HOA / condo fee$297
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $539K
$517KedgeAI estimate $773,484 · range $719K$891K$926K

vs edgeAI estimate

−30.3%

$/sqft vs West Palm Beach actives

$267 vs $252

Days on market

728 vs 63 typical

Where $267/sqft sits among the 399 West Palm Beach actives

296 · this home
42
14
14
8
25
$126–406$406–686$686–966$966–1246$1246–1526$1526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ibis Golf And Country Club

Map of 10414 Osprey Trace, West Palm Beach FL 33412 inside its neighborhood boundary

Get to know West Palm Beach. See the full West Palm Beach guide →

Ibis Golf And Country Club — neighborhood snapshot

Population

3,088

Median age

71

Median income

$157,124

Median home value

$656,300

Avg household

2

Households w/ children

153

For the school run

Palm Beach County School District

MiddleWestern Pines Community Middle★★★★
ElementaryPierce Hammock Elementary School★★★★
HighSeminole Ridge Community High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The West Palm Beach market

Seller’s marketLeans buyer13.1 months of inventoryBuyer’s market

$397K$410K

West Palm Beach median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

43 of 399

West Palm Beach actives have cut their price

Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the WEST PALM BEACH 33412 median. See the full West Palm Beach market guide →

Paper trail

This home's history

Aug 17, 2024Listed at $539,000 · 728 days on market since
1991Built · IBIS GOLF AND COUNTRY CLUB,IBIS - OSPREY CREEK

Reality check

What actually sold near 10414 Osprey Trace

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10358 Osprey Trce Trace, West Palm Beach FL 33412Sold · Sep ’25

$639,000

10358 Osprey Trce Trace, West Palm Beach FL 33412 · same community

3 bd · 2.5 ba · 2,236 sqft · $286/sqft · 190 DOM

10195 Osprey Trace, West Palm Beach FL 33412Sold · Jan ’26

$655,000

10195 Osprey Trace, West Palm Beach FL 33412 · same community

3 bd · 2.5 ba · 2,255 sqft · $290/sqft · 316 DOM

10164 Osprey Trace, West Palm Beach FL 33412Sold · Sep ’25

$840,000

10164 Osprey Trace, West Palm Beach FL 33412 · same community

3 bd · 4 ba · 2,838 sqft · $296/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10414 Osprey Trace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10414 Osprey Trace — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10414 Osprey Trace FAQs

What would the monthly payment be for 10414 Osprey Trace, West Palm Beach FL 33412?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,453/mo — principal and interest, the actual property-tax bill, the $297/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10414 Osprey Trace, West Palm Beach FL 33412?+

The association fee works out to $297 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10414 Osprey Trace, West Palm Beach FL 33412?+

The most recent tax bill on record (2023) was $7,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10414 Osprey Trace, West Palm Beach FL 33412?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in West Palm Beach?+

At $539,000, this home is listed about 71% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10414 Osprey Trace, West Palm Beach FL 33412?+

Western Pines Community Middle (middle), Pierce Hammock Elementary School (elementary), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WEST PALM BEACH 33412 market on paper

$539,000 is 40% below the WEST PALM BEACH 33412 median of $897,000, and at $267/sqft it sits under the West Palm Beach average of $460.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

728 days on market against a West Palm Beach median of 63 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Western Pines Community Middle, Pierce Hammock Elementary School, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Western Pines Community Middle rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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