8586 White Cay, West Palm Beach FL 33411, WEST PALM BEACH, FL, 33411
Active81 days on marketListed May 27, 2026MLS #B26033594
About this home
8586 White Cay, West Palm Beach FL 33411
Beautifully maintained 3-bedroom, 2.5-bath, 2-car garage home offering nearly 1,900 sq. ft. of living space in the highly desirable gated community of Andros Isle. This move-in ready home features brand-new porcelain tile flooring, stainless steel appliances, granite countertops, abundant storage, new gutters, and a new garage door motor opener. Additionally, all ceiling lights throughout the first floor of the home have been upgraded to new smart LED lighting. The lights can change colors and be controlled through a mobile app if desired. Matching smart lighting has also been installed in the garage and primary bathroom.Enjoy peace of mind with accordion shutters and relax in the oversized fenced corner lot with manicured landscaping, mature trees, and plenty of room for a pool! Residents of Andros Isle enjoy resort-style amenities including 24/7 security, cable and internet, a state-of-the-art clubhouse, fitness center, heated pool, jacuzzi, sauna, tennis courts, basketball courts, playground, yoga and aqua fitness classes, billiards room, card room, and so much more. Conveniently located near shopping, restaurants, beaches, downtown West Palm Beach, and the airport. Perfect for anyone looking to enjoy the South Florida lifestyle! The community also takes care of lawn and palm tree maintenance, as well as the irrigation and fertilization systems.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,900
Sqft
0.14 ac
Lot size
2
Garage
2003
Year built
2
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.7%
$/sqft vs West Palm Beach actives
$289 vs $252
Days on market
81 vs 62 typical
Where $289/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Andros Isle
Get to know West Palm Beach. See the full West Palm Beach guide →
Andros Isle — neighborhood snapshot
Population
2,374
Median age
56
Median income
$108,908
Median home value
$399,500
Avg household
3
Households w/ children
188
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
42 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the WEST PALM BEACH 33411 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 8586 White Cay
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$682,500
1535 Fairway Terrace, West Palm Beach FL 33411
3 bd · 2.5 ba · 1,904 sqft · $358/sqft · 158 DOM
Sold · Jul ’26$455,000
9121 Bay Point Circle, West Palm Beach FL 33411
3 bd · 2 ba · 1,984 sqft · $229/sqft · 27 DOM
Sold · Jun ’26$410,000
2320 Sapphire Circle, West Palm Beach FL 33411
3 bd · 2 ba · 1,984 sqft · $207/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8586 White Cay — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8586 White Cay — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8586 White Cay FAQs
What would the monthly payment be for 8586 White Cay, West Palm Beach FL 33411?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,650/mo — principal and interest, the actual property-tax bill, the $367/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8586 White Cay, West Palm Beach FL 33411?+
The association fee works out to $367 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8586 White Cay, West Palm Beach FL 33411?+
The most recent tax bill on record (2025) was $7,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8586 White Cay, West Palm Beach FL 33411?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $549,000, this home is listed about 74% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8586 White Cay, West Palm Beach FL 33411?+
Benoist Farms Elementary School (elementary), Jeaga Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 141% above the WEST PALM BEACH 33411 median — but at 1,900 sqft it's also 54% larger than the typical West Palm Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $565,000, now $549,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New West Palm Beach homes, in your inbox
Like 8586 White Cay, West Palm Beach FL 33411 but not quite? A daily digest of every new listing in West Palm Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →