David Ramirez
$370,0002 bd1 ba857 sqft$432 /sqft$2,841 /mo all-in ↓

185 CALLE PINE GROVE UNIT B-1, CAROLINA, PR, 00979

Active45 days on marketListed Jun 19, 2026MLS #PR9122220

Priced 4% below the CAROLINA 00979 medianCondominiumPINE GROVE

About this home

185 CALLE PINE GROVE UNIT B-1

Beautiful and comfortable 2 bedroom 1 bathroom basement unit in one of the most privileged locations in Puerto Rico. This unit is located in the basement of Pine Grove Condominium, and it is only accessible by stairs. The condo is located beachfront to one of the best beaches in the metro area, and has a pool, tennis court, half basketball court, outdoor grills, gym, backup generator for common areas, water tank and more. Apartment has 1 assigned parking spot, and the condo has multiple additional spaces as well. Just minutes from the airport, and walking distance to supermarkets, restaurants, hotels, bars and more.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

857

Sqft

0.02 ac

Lot size

1975

Year built

One

Levels

$432

Per sqft

Negotiable

Inside

FlooringTerrazzo
AppliancesConvection Oven · Dryer · Electric Water Heater · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · Kitchen/Family Room Combo
LaundryInside · Laundry Closet
CoolingMini-Split Unit(s) · Wall/Window Unit(s)
HeatingNone
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationBasement · Concrete Perimeter
FacesNorth
ExteriorBasketball Court · Outdoor Grill · Outdoor Shower · Playground · Tennis Court(s)

Community & fees

PetsNo
CommunityGated Community - Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$2,841 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Est. property taxes (1.1%/yr)$339
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,841/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Est. property taxes$339
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$249KedgeAI estimate $319,515 · range $260K$353K$385K

vs edgeAI estimate

+15.8%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside CAROLINA 00979

Map of 185 CALLE PINE GROVE UNIT B-1

The numbers that matter

The CAROLINA 00979 market

This home is listed 4% below the CAROLINA 00979 median.

Paper trail

This home's history

Jun 19, 2026Listed at $370,000 · 45 days on market since
1975Built · PINE GROVE

Reality check

What actually sold near 185 CALLE PINE GROVE UNIT B-1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5130 PINE GROVE TERRACE SSold · Aug ’25

$297,000

5130 PINE GROVE TERRACE S · same community

2 bd · 1 ba · 654 sqft · $454/sqft · 1 DOM

5117 TANGERINE AVENUE SSold · Apr ’26

$305,000

5117 TANGERINE AVENUE S · same community

2 bd · 1 ba · 624 sqft · $489/sqft · 1 DOM

53 PINE CREST LANESold · Dec ’25

$313,000

53 PINE CREST LANE · same community

3 bd · 2 ba · 1,336 sqft · $234/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 185 CALLE PINE GROVE UNIT B-1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 185 CALLE PINE GROVE UNIT B-1 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

185 CALLE PINE GROVE UNIT B-1 FAQs

What would the monthly payment be for 185 CALLE PINE GROVE UNIT B-1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,841/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 185 CALLE PINE GROVE UNIT B-1?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in CAROLINA 00979?+

At $370,000, this home is listed about 4% below the CAROLINA 00979 median of $385,000. The market section on this page shows how the area is trending.

Listing courtesy of RAUL PINO BUSTILLO · Raul Pino Bustillo. MLS #PR9122220.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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