168 PINE GROVE DRIVE, PALM COAST, FL, 32164
Active41 days on marketListed Jun 12, 2026MLS #O6414331
About this home
168 PINE GROVE DRIVE
Move right into this beautifully maintained 4-bedroom, 2-bathroom home with a newer roof just 6 years old! Designed with comfort and functionality in mind, this home offers a desirable split-bedroom floor plan, providing privacy for the primary suite while creating the perfect space for family and guests. Inside, you’ll find tile and laminate flooring throughout—no carpet anywhere! The spacious kitchen is the heart of the home, featuring a large center island, dual sinks, abundant cabinet space, and two walk-in pantries, making it ideal for entertaining and everyday living. Enjoy your morning coffee in the bright breakfast nook, where sliding glass doors open to an expansive screened lanai overlooking the oversized backyard. With plenty of room to add a pool, outdoor kitchen, or garden, the possibilities are endless. The primary suite is a true retreat, complete with dual walk-in closets, a relaxing garden tub, and a separate walk-in shower. The additional bedrooms are generously sized, offering comfort and flexibility for family members, guests, or a home office. This thoughtfully designed home also features separate living and family rooms, offering multiple spaces for relaxation and entertainment, as well as a formal dining area perfect for hosting gatherings and special occasions. Conveniently located near top-rated schools, shopping centers, dining, Town Center amenities, places of worship, and just a short drive to the beach, this home offers the perfect combination of comfort, convenience, and Florida living. Don’t miss your opportunity to own this exceptional property. Be sure to view the virtual tour and schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,237
Sqft
0.24 ac
Lot size
2
Garage
2005
Year built
Multi/Split
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
Days on market
41 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 168 PINE GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 168 PINE GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
168 PINE GROVE DRIVE FAQs
What would the monthly payment be for 168 PINE GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 168 PINE GROVE DRIVE?+
The most recent tax bill on record (2025) was $3,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $335,000, this home is listed about 15% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 168 PINE GROVE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ERIZIA REALTY INVESTMENTS · Realestatejo Louis. MLS #O6414331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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