1645 HWY 630 W, FROSTPROOF, FL, 33843
Active14 days on marketListed Jul 22, 2026MLS #P4939381
About this home
1645 HWY 630 W
Tucked away off the beaten path, this exquisitely maintained 3-bedroom, 2-bath home sits on just under 6 acres of land and offers the kind of space, privacy, and freedom that is getting harder to find. With no HOA restrictions, room to roam, and beautiful views of Lake Clinch, this property invites you to slow down, spread out, and truly enjoy Central Florida living. From the moment you arrive, the setting feels special. A shared easement leads you to a peaceful property where you can plant roots, expand your dreams, and enjoy life with room to breathe. Spend your mornings sipping coffee on the front porch, your evenings relaxing on the rear screened porch, and your holidays gathering with loved ones to watch the yearly fireworks over Lake Clinch. The land is fenced and ready to be enjoyed, with plenty of space for hobbies, animals, equipment, gardening, recreation, or future possibilities. The property also features a 38 x 28 pole barn, a 20 x 20 detached garage with a 12 x 20 lean-to equipped with electric and water, and a designated shooting area, offering both function and flexibility for those wanting a true country-living setup. Inside, the home has been beautifully cared for and offers a comfortable 3-bedroom, 2-bath layout designed for everyday living. Updated windows and doors. Luxury vinyl plank flooring throughout the living and bedrooms and tile in the kitchen and baths. Also, fresh interior paint. In the kitchen you'll find stainless steel appliances and a bar for breakfast or homework. Whether you are looking for a peaceful retreat, a place to entertain, or a property with room to grow, this one offers a rare combination of privacy, usable land, lake views, and convenience. If you have been dreaming of land, freedom, lake views, porch mornings, and a place where you can live life to the fullest, this property is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,643
Sqft
5.96 ac
Lot size
2
Garage
1982
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs NOT IN SUBDIVISION
$268 vs $253
Days on market
14 vs 47 typical
Where $268/sqft sits among the 125 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
60 of 125
NOT IN SUBDIVISION have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 798% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 1645 HWY 630 W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$205,000
2120 HELWYN ROAD · same community
3 bd · 2 ba · 1,620 sqft · $127/sqft · 121 DOM
Sold · Jan ’26$220,000
2330 WYDINE DRIVE · same community
3 bd · 3 ba · 1,573 sqft · $140/sqft · 15 DOM
Sold · May ’26$565,000
1270 SW 14TH STREET · same community
3 bd · 2 ba · 1,784 sqft · $317/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1645 HWY 630 W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1645 HWY 630 W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1645 HWY 630 W FAQs
What would the monthly payment be for 1645 HWY 630 W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1645 HWY 630 W?+
The most recent tax bill on record (2025) was $1,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $439,900, this home is listed about 35% above the Frostproof median of $327,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1645 HWY 630 W?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Tisha Talbot. MLS #P4939381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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