35 STEMBRIDGE ROAD, LAKE WALES, FL, 33898
Active6 days on marketListed Jul 18, 2026MLS #P4939345
About this home
35 STEMBRIDGE ROAD
WOW!! THAT'S WHAT YOU WILL SAY WHEN YOU STEP INSIDE THIS CUSTOM-BUILT HOME. UNIQUE HIGH END FINISHES THROUGHOUT. 3 bedrooms, 2 bathrooms, 2 car attached garage, screened lanai on the back and all of this on 3.23 acres of land! Brand new metal roof in June 2026. Freshly painted exterior in 2026. Real wood floors, 2 walk-in pantries, kitchen island and all kitchen countertops are beautiful granite! Lots of cabinets, lots of storage, lots of space. Great kitchen for cooking for a lot or for a few. Tray ceilings and beautiful lighting add an extra touch of luxury and class. Like to entertain? This home is perfect for entertaining. From the loads of parking space to the huge, screened lanai, and with all the space inside the home, you will be proud to call this your home. 2 huge walk-in closets in primary suite. Split bedrooms, open floor plan, beautiful fireplace, inside laundry, storage room off of garage, 2-car carport for your boat, or anything else you want to put there. Circular driveway. This home is in a rural area but very close to everything you need or want, such as restaurants, medical facilities, gyms, churches, shopping, and most importantly, a short drive to Orlando or Tampa attractions, and Atlantic and Gulf beaches. Lots of lakes in this area if you enjoy boating or fishing. There is no way to comprehend or imagine the beauty and convenience of this property without seeing it. Don't let this one get away!! Make an appointment to see it now! This may be the only opportunity you get to own a home and property of this caliber for this price! This is one-of-a-kind home and property. T'S AMAZING AND STUNNING!! THIS HOME WAS BUILT AND MAINTAINED WITH LOVE AND THE ORIGINAL OWNERS ARE THE ONLY ONES THAT HAVE LIVED HERE.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,719
Sqft
3.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,837 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,837/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Wales actives
$217 vs $174
Days on market
6 vs 56 typical
Where $217/sqft sits among the 378 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
168 of 378
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 307% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 STEMBRIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$380,000
7254 WISTERIA LANE
4 bd · 2.5 ba · 3,090 sqft · $123/sqft · 27 DOM
Sold · Nov ’25$470,000
822 S BREEN ROAD
3 bd · 2.5 ba · 2,020 sqft · $233/sqft · 138 DOM
Sold · Mar ’26$204,787
909 LAKE THOMAS ROAD
3 bd · 2 ba · 1,493 sqft · $137/sqft · 366 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35 STEMBRIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 STEMBRIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35 STEMBRIDGE ROAD FAQs
What would the monthly payment be for 35 STEMBRIDGE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,837/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35 STEMBRIDGE ROAD?+
The most recent tax bill on record (2025) was $3,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $590,000, this home is listed about 130% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 35 STEMBRIDGE ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kimberly Gay. MLS #P4939345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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