David Ramirez
$599,9004 bd2 ba2,218 sqft$270 /sqft$4,001 /mo all-in ↓

8610 STATE ROAD 33 N, LAKELAND, FL, 33809

Active16 days on marketListed Jul 17, 2026MLS #P4939320

Private poolSingle Family ResidenceBEG NE COR OF NE1/4 OF NW1/4 RUN S 587.51 FT S 62

About this home

8610 STATE ROAD 33 N

Welcome home to this beautifully maintained 4-bedroom, 2-bath pool home situated on 1.01 acres, offering the perfect blend of privacy, functionality, and outdoor living. The property features a 2-car garage, single-car carport, 28' x 24' workshop, chicken coop, and a separate bird aviary, making it ideal for hobbyists, animal lovers, or anyone looking for extra space. Step inside to discover beautiful tile flooring throughout and a warm, inviting living room highlighted by a stunning brick wood-burning fireplace. The well-appointed kitchen features wood cabinetry, quartz countertops, sleek white appliances, a convenient breakfast bar, and an open layout overlooking the living room—perfect for everyday living and entertaining. Just off the kitchen is a formal dining room enhanced by a beautiful bay window, creating an inviting space for family dinners and holiday gatherings. An inside laundry room, conveniently located just off the garage entry, adds everyday functionality. The spacious primary suite serves as a private retreat with sliding glass doors leading directly to the screened pool and expansive lanai. The ensuite bath offers a relaxing soaking tub, walk-in shower, dual-sink vanity, and plenty of room to unwind. Three additional bedrooms provide comfortable accommodations, with two bedrooms featuring sliding glass doors that open directly to the pool area, creating a seamless indoor-outdoor lifestyle. The guest bath is beautifully updated with quartz countertops, a dual-sink vanity, a tub/shower combination, and convenient direct access to the pool. Step outside and enjoy your own private backyard oasis. The screen-enclosed inground pool and oversized covered lanai provide the perfect setting for weekend barbecues, family gatherings, or simply relaxing while overlooking your peaceful acreage. With 1.01 acres, you'll have plenty of room for gardening, outdoor activities, pets, or simply enjoying the privacy and open space. Need extra room for projects or storage? The impressive 28' x 24' workshop offers endless possibilities for woodworking, mechanics, hobbies, crafts, or storing equipment. The property also includes a chicken coop and a separate bird aviary, making it a wonderful fit for those who appreciate a touch of country living. Enjoy the best of both worlds with peaceful country-style living and convenient access to I-4, placing Lakeland, Orlando, Tampa, shopping, dining, and entertainment all within easy reach. Don't let this one get away—schedule your private showing today and discover all this beautiful property has to offer!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,218

Sqft

1.01 ac

Lot size

2

Garage

1988

Year built

One

Levels

$270

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$4,543/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,001 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$379
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,001/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$379
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$387KedgeAI estimate $412,500 · range $403K$436K$624K

vs edgeAI estimate

+45.4%

$/sqft vs Lakeland actives

$270 vs $191

Days on market

16 vs 33 typical

Where $270/sqft sits among the 400 Lakeland actives

75
102
113
54
22 · this home
34
$119–151$151–184$184–216$216–248$248–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 8610 STATE ROAD 33 N

Drive times from this address

Walt Disney World33 min
Downtown Tampa42 min
Universal Orlando44 min
Downtown Orlando50 min
Tampa Int’l Airport (TPA)53 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33809 — neighborhood snapshot

Population

30,498

Median age

42.6

Median income

$67,112

Median home value

$248,700

Avg household

2.58

Households w/ children

3,738

For the school run

Polk County School District

ElementaryEdgar L. Padgett Elementary★★★★
MiddleLake Gibson Middle School★★★★
HighLake Gibson Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

208 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the LAKELAND 33809 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $599,900 · 16 days on market since
1988Built · BEG NE COR OF NE1/4 OF NW1/4 RUN S 587.51 FT S 62

Reality check

What actually sold near 8610 STATE ROAD 33 N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8662 RINDGE ROADSold · Mar ’26

$325,000

8662 RINDGE ROAD

3 bd · 2 ba · 2,144 sqft · $152/sqft · 11 DOM

8564 RINDGE ROADSold · Mar ’26

$305,000

8564 RINDGE ROAD

3 bd · 2 ba · 2,144 sqft · $142/sqft · 10 DOM

4615 OLD POLK CITY ROADSold · Feb ’26

$460,000

4615 OLD POLK CITY ROAD

3 bd · 3 ba · 2,112 sqft · $218/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8610 STATE ROAD 33 N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8610 STATE ROAD 33 N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8610 STATE ROAD 33 N FAQs

What would the monthly payment be for 8610 STATE ROAD 33 N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8610 STATE ROAD 33 N?+

The most recent tax bill on record (2025) was $4,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $599,900, this home is listed about 76% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8610 STATE ROAD 33 N?+

Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 MYERS REALTY · Denise Spears. MLS #P4939320.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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