435 SCRUB JAY WAY, DAVENPORT, FL, 33896
Active11 days on marketListed Jul 13, 2026MLS #P4939296
About this home
435 SCRUB JAY WAY
NO CDD & LOW HOA! Whether you're looking for a primary residence, vacation home, or income-producing short-term rental, this 5-bedroom, 4-bath pool home offers the perfect combination of space, flexibility, and location. Every bedroom enjoys direct access to a bathroom, including two spacious primary suites, one on each level, each featuring a private ensuite bath with a walk-in closet, garden tub, and separate walk-in shower. The remaining three bedrooms are equally well designed, with one located downstairs adjacent to a full bath and two upstairs sharing a convenient Jack and Jill bathroom, making this floor plan ideal for multi-generational living or hosting guests. This fenced property enjoys no rear neighbors, with tranquil pond and conservation views providing exceptional privacy from the screened pool and covered lanai. Featuring one of the largest floor plans in the community, the bright and welcoming layout includes formal living and dining areas, while the generously sized kitchen overlooks the family room/dining room and pool, creating an open and inviting space for everyday living and entertaining. The first floor also includes the laundry room. Recent updates include a new A/C and new vinyl fencing, both completed in March 2023. The oversized 3-car driveway provides plenty of parking for family and guests. Approximately 8 miles away, Posner Park offers an exceptional selection of shopping, dining, and entertainment, including Target, PetSmart, Dick's Sporting Goods, Best Buy, Hobby Lobby, HomeGoods, Michaels, Books-A-Million, BJ's Wholesale Club, and the Cinépolis IMAX Theater. Ideally located just minutes from Walt Disney World, ChampionsGate, world-class golf, and major highways, this home offers easy access to everything Central Florida has to offer. With no CDD, a low HOA, no rear neighbors, and zoning for short-term rentals, this property is an outstanding opportunity whether you're searching for your next home, vacation retreat, or investment property. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,410
Sqft
0.16 ac
Lot size
1
Garage
2005
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,874 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,874/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.8%
$/sqft vs SANDY RIDGE PH 01
$166 vs $212
Days on market
11 vs 42 typical
Where $166/sqft sits among the 6 homes for sale in SANDY RIDGE PH 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sandy Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sandy Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sandy Ridge is a short-term-rental community. See the full guide →
DAVENPORT 33896 — neighborhood snapshot
Population
23,074
Median age
33.8
Median income
$74,485
Median home value
$307,200
Avg household
2.66
Households w/ children
2,550
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
2 of 6
SANDY RIDGE PH 01 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 435 SCRUB JAY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$389,900
678 SANDY RIDGE DRIVE · same community
5 bd · 4 ba · 2,410 sqft · $162/sqft · 14 DOM
Sold · Apr ’26$340,000
501 SCRUB JAY WAY · same community
4 bd · 3 ba · 1,918 sqft · $177/sqft · 9 DOM
Sold · Apr ’26$377,000
220 STARBIRD COURT · same community
4 bd · 3.5 ba · 1,768 sqft · $213/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 435 SCRUB JAY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 SCRUB JAY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
435 SCRUB JAY WAY FAQs
What would the monthly payment be for 435 SCRUB JAY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,874/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 435 SCRUB JAY WAY?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 435 SCRUB JAY WAY?+
The most recent tax bill on record (2025) was $848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 435 SCRUB JAY WAY be rented short-term?+
Yes — this home sits inside Sandy Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 435 SCRUB JAY WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $400,000, this home is listed about 3% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 435 SCRUB JAY WAY?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY MARKETPLACE · Jenn Manzella. MLS #P4939296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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