14342 SE 45TH COURT, SUMMERFIELD, FL, 34491
Active193 days on marketListed Jan 23, 2026MLS #P4937617
About this home
14342 SE 45TH COURT
POOL HOME on 0.25 ACRES! Enjoy privacy and freedom with this NO HOA, 4 BEDROOM home, thoughtfully upgraded for peace of mind where you can truly live life on your terms. Welcome to your new home in Ocala that lets you live how you want: park your vehicles with ease on the spacious concrete driveway, bring your animals, and enjoy every outdoor hobby on your ¼-acre homesite. This 4 bed, 3 bath single-family home is built for Florida living with a sparkling private swimming pool, a relaxing lounge area by the pool, and a fully fenced backyard—perfect for pets, play, or outdoor activities. Gather with family and friends around the outdoor concrete firepit, or entertain effortlessly in the outdoor kitchen featuring an eat-in counter dining area, ideal for casual meals and hosting. Out front, a lovely garden space adds curb appeal and a welcoming touch. Inside, you’ll appreciate the functional layout with 1,147 sf of finished area, an additional 468 sf of additional living area, and bonus utility space offering flexibility for storage, hobbies, or entertaining. Major upgrades are already handled, including a metal roof (2015), water heater (2015), and A/C (2020). Tucked in a convenient Summerfield location near the US-441 corridor, you’re close to everyday shopping, services, and an easy run into Ocala, while still enjoying access to the Lake Weir area lifestyle. Seller financing and private financing available. Don’t wait on this one...opportunities like this home won’t last long!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,615
Sqft
0.25 ac
Lot size
1981
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,315 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,315/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$186 vs $190
Days on market
193 vs 52 typical
Where $186/sqft sits among the 352 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 352
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 14342 SE 45TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$280,000
4335 SE 150TH STREET
3 bd · 2 ba · 1,620 sqft · $173/sqft · 40 DOM
Sold · Mar ’26$212,900
14660 SE 51ST TERRACE
4 bd · 2 ba · 1,588 sqft · $134/sqft · 104 DOM
Sold · Oct ’25$297,000
14660 SE 33RD TERRACE
3 bd · 2 ba · 1,534 sqft · $194/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14342 SE 45TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14342 SE 45TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14342 SE 45TH COURT FAQs
What would the monthly payment be for 14342 SE 45TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14342 SE 45TH COURT?+
The most recent tax bill on record (2025) was $3,078. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $299,900, this home is listed about 3% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14342 SE 45TH COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HUT REALTY, LLC · Daniel Hut. MLS #P4937617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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