11728 SE 91ST CIRCLE, SUMMERFIELD, FL, 34491
Active156 days on marketListed Feb 17, 2026MLS #OM718807
About this home
11728 SE 91ST CIRCLE
Popular floor plan, not too big and not too small, the Citation model boasts two bedrooms and two baths plus a den with French doors. The home only has carpet in the Primary bedroom and other rooms are tiled or have luxury vinyl laminate. The house has been re-piped. The roof was re-shingled in 2024 and has a new water heater. A plus is a whole house Brita pro water softener. The home is situated on a private lot in an area of the newest homes in the community and close to the North entrance. The second bedroom has a Murphy wall bed and extra storage cabinets that convey. The light kitchen cabinets have 36 in. uppers with crown molding and pull-out shelving and light appliances with newer refrigerator and dishwasher. There is a solar tube between the kitchen and living room for added light. The garage is extended to 25 ft and has pull down attic storage steps, a sink and has a screen enclosure and the screening was recently renewed. A spacious lanai is enclosed with glass windows and leads to an outside open patio. Driveway, sidewalk and lanai have a painted finish. The entertainment center, dining room set and master bedroom furniture can convey with purchase if desired. Don't miss this great home which that has only one owner and is well maintained.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,575
Sqft
0.14 ac
Lot size
2
Garage
2005
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
Days on market
156 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11728 SE 91ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11728 SE 91ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11728 SE 91ST CIRCLE FAQs
What would the monthly payment be for 11728 SE 91ST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,444/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11728 SE 91ST CIRCLE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11728 SE 91ST CIRCLE?+
The most recent tax bill on record (2025) was $2,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11728 SE 91ST CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $299,500, this home is listed about 3% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11728 SE 91ST CIRCLE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of JUDY L. TROUT REALTY · Judy Trout. MLS #OM718807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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