David Ramirez
$289,994$329,9005 bd2 ba2,184 sqft$133 /sqft$2,099 /mo all-in ↓

11975 NE 227TH PLACE, FORT MC COY, FL, 32134

Active213 days on marketListed Jan 4, 2026MLS #P4937407

Reduced $40KNew constructionManufactured HomeALICIA ACRES

About this home

11975 NE 227TH PLACE

Welcome to your dream home, that sits on over an acre lot! This beautifully designed 5-bedroom, 2-bathroom brand-new manufactured home offers a spacious, 3 acres of high and dry land with plenty of privacy and no HOA. Open floor plan ideal for modern living. From the moment you step inside, you’ll appreciate the high-quality finishes and attention to detail with vinyl flooring throughout. The spacious living room seamlessly flows into the kitchen and dining area, perfect for entertaining guests. The master bedroom is a serene retreat, with a luxurious en-suite master bath with shower and a walk-in closet. The chef-inspired kitchen is equipped with brand-new stainless steel appliances, featuring a central island with a breakfast bar, shaker-style cabinets, and a pantry. The added family room provides even more space to spread out, whether you need a home office, playroom, or second living area. Three additional bedrooms provide plenty of space for family members or guests. The second bathroom offers a tub, perfect for unwinding after a long day. Additionally, the utility room is a great space for laundry and storage, adding to the home’s overall convenience. You are minutes away from the Ocala National Forest, world-class fishing on Orange Lake, and the crystal-clear waters of Salt Springs. With plenty of room for your RV, boats, and ATVs, this is more than a home—it’s a gateway to North Central Florida’s best hiking, hunting, and trail riding. Come see why Fort McCoy is the hidden gem of Marion County! Ask about 100% Financing with our Preferred Lender

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

2,184

Sqft

3.01 ac

Lot size

2026

Year built

One

Levels

$133

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLinoleum
AppliancesDishwasher · Electric Water Heater · Other · Range · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock · Concrete Perimeter · Crawlspace
ViewTrees/Woods
FacesSouth
ParkingDriveway · Guest · Off Street · Open · Oversized
ExteriorOther · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,238/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Other · Phone Available · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,099 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,099/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$133 vs $206

Days on market

213 vs 34 typical

Where $133/sqft sits among the 58 Fort Mc Coy actives

6
15 · this home
14
14
5
4
$60–119$119–177$177–236$236–295$295–353$353+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 11975 NE 227TH PLACE

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$240K$125K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 58

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 437% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,994 $40K
Jan 4, 2026Listed at $329,900 · 213 days on market since
2026Built · ALICIA ACRES

Reality check

What actually sold near 11975 NE 227TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23899 NE 112TH TERRACESold · Jun ’26

$180,000

23899 NE 112TH TERRACE

4 bd · 2 ba · 1,560 sqft · $115/sqft · 97 DOM

22380 NE 112TH TERRACESold · Jul ’26

$550,000

22380 NE 112TH TERRACE

4 bd · 4 ba · 4,000 sqft · $138/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11975 NE 227TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11975 NE 227TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11975 NE 227TH PLACE FAQs

What would the monthly payment be for 11975 NE 227TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11975 NE 227TH PLACE?+

The most recent tax bill on record (2025) was $1,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11975 NE 227TH PLACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Mc Coy?+

At $289,994, this home is listed about 63% above the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11975 NE 227TH PLACE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$289,994 runs 437% above the FORT MC COY 32134 median — but at 2,184 sqft it's also nearly twice the size of the typical Fort Mc Coy listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

213 days on market against a Fort Mc Coy median of 34 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $329,900, now $289,994 — a $40K cut. The full history is in the market section below.

Listing courtesy of J&T PROPERTY SOLUTIONS GROUP LLC · Jennifer Daniell. MLS #P4937407.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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