David Ramirez
$269,000$280,0002 bd1.5 ba960 sqft$280 /sqft$2,021 /mo all-in ↓

18930 NE 143RD AVENUE, FORT MC COY, FL, 32134

Active79 days on marketListed May 21, 2026MLS #O6407708

Reduced $11KWaterfrontSingle Family ResidenceTOBACCO PATCH

About this home

18930 NE 143RD AVENUE

Experience ''Old Florida'' luxury in this breathtaking waterfront sanctuary nestled within the Ocala National Forest. This meticulously updated 2 bedroom, 1.5 bathroom with a downstairs flex space cabin offers a rare blend of rustic soul and modern sophistication. Step inside to discover a warm, lodge-style interior featuring stunning magnolia wood walls and ceilings that perfectly frame the tranquil views of the surrounding nature. Every detail has been curated for comfort and peace of mind. Recent major improvements include a permitted metal roof (2021), new central A/C, updated electrical, and a rebuilt carport. The open kitchen shines with brand-new appliances, while the versatile floor plan offers 2 bedrooms on the main level and a private flex space that could be converted to a bedroom on the lower level. Outdoor living is truly elevated with three expansive screened-in porches and a massive open deck overlooking the water, the perfect spot to listen to the owls calling at night. For the adventurer, the property features a private boathouse and a newly repaired/sealed dock with a stainless steel fish-cleaning station, providing direct access to the creek and Ocklawaha River system. Escape the hustle and live the adventure where you are connected to nature without ever "roughing it". Schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

960

Sqft

0.11 ac

Lot size

1988

Year built

Two

Levels

$280

Per sqft

WaterfrontTrees/Woods & Water viewNegotiable

Inside

FlooringTile · Hardwood
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionCedar
FoundationPillar/Post/Pier
ViewTrees/Woods · Water
FacesEast
ExteriorBalcony · Storage

Community & fees

Taxes (2025)$1,907/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,021 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$159
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,021/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$159
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$280 vs $201

Days on market

79 vs 50 typical

Where $280/sqft sits among the 59 Fort Mc Coy actives

8
15
14
13 · this home
5
4
$60–119$119–177$177–236$236–295$295–353$353+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 18930 NE 143RD AVENUE

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$240K$125K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 59

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 389% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 $11K
May 21, 2026Listed at $280,000 · 79 days on market since
1988Built · TOBACCO PATCH

Reality check

What actually sold near 18930 NE 143RD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14596 NE 188TH LANESold · Mar ’26

$90,000

14596 NE 188TH LANE

2 bd · 2 ba · 924 sqft · $97/sqft · 36 DOM

14450 NE 192ND LANESold · Jul ’26

$50,000

14450 NE 192ND LANE

2 bd · 2 ba · 656 sqft · $76/sqft · 234 DOM

14501 NE 190TH LANESold · Dec ’25

$188,000

14501 NE 190TH LANE

3 bd · 2 ba · 2,108 sqft · $89/sqft · 202 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18930 NE 143RD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18930 NE 143RD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

18930 NE 143RD AVENUE FAQs

What would the monthly payment be for 18930 NE 143RD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,021/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18930 NE 143RD AVENUE?+

The most recent tax bill on record (2025) was $1,907. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $269,000, this home is listed about 51% above the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18930 NE 143RD AVENUE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$269,000 runs 389% above the FORT MC COY 32134 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $280,000, now $269,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Chris Maggart. MLS #O6407708.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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