David Ramirez
Mixed Use

Commercial Sale · Mixed Use

$200,000$235,0001,190 sq ft$168 /sq ft0.14 acres

104 AVENUE K NE, WINTER HAVEN, FL, 33881

Active362 days on marketListed Aug 5, 2025MLS #P4935797

About this property

The property at a glance

SELLER MOTIVATED! MAKE OFFER. Your next professional office, medical suite, or live-work space in the heart of the city's Medical District awaits. Zoned MX (Mixed Use), this updated concrete block building offers flexibility for commercial, residential, or combined use. With approximately 1,191 square feet of updated interior space, this property is ideal for small business owners, independent practitioners, or investors looking for a centrally located, turnkey office near Winter Haven Hospital, Polk State College, and downtown amenities. The home on the corner is currently used for a commercial business. Step inside to find a light and bright layout with fresh interior paint, luxury vinyl plank flooring throughout, and abundant natural light—creating a clean and professional feel. The spacious front room is perfect for a reception area or conference space, while the adjacent formal dining area could easily function as a team meeting room or second office. The updated kitchen features granite countertops, white cabinetry, open shelving, a deep teal subway tile backsplash, and stainless steel appliances—including a 2023 refrigerator. This space could serve as a break room or kitchenette for staff or clients. The three additional rooms—each with ceiling fans and windows—are ideal for use as private offices, treatment rooms, or traditional bedrooms if kept as residential. The full bathroom has been completely renovated with stylish tile, a new vanity, and modern finishes. Toward the back, the enclosed Florida room provides a perfect flex space for waiting clients, telehealth services, or even an on-site studio or consultation area. Extensive updates make this a worry-free investment: new roof (2023), updated electrical panel and wiring (2023), new PVC plumbing (2025), and a brand-new tankless Rheem water heater (2025). The exterior features a fully fenced backyard with paver patio, shaded sitting areas, and a detached block shed that currently houses the laundry and additional storage—ideal for maintenance tools or file storage. There is ample space for parking or potential reconfiguration to suit commercial needs. Located on a freshly resurfaced street (2024) with no HOA, this location offers excellent visibility, walkability, and access. It’s just steps from the Winter Haven Hospital campus, medical offices, downtown retail, public transportation, and recreational lakes. Whether you're a business owner looking for an affordable office alternative, a practitioner wanting to be close to the medical hub, or an investor seeking a unique income property—this one offers flexibility and value. Click on the Virtual Tour for your 24/7 digital walkthrough or schedule your private showing today. 104 Avenue K NE is ready for your next big move—commercial, residential, or both.

1,190

Building sq ft

$168

Price / sq ft

0.14

Lot acres

1946

Year built

2

Buildings

MX

Zoning

Mixed Use

Property type

Building size1,190 sq ft
Lot size0.14 acres
Year built1946
Buildings2
ZoningMX
ConstructionBlock
CoolingCentral Air
HeatingCentral
UtilitiesBB/HS Internet Capable · Phone Available · Public · Water Connected
Annual taxes$1,783

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $50,000
Interest rate6.00%
Loan term

Estimated payment

$1,208/mo

Principal & interest$899
Property taxes (actual bill)$149
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

30,500vehicles / day · 2025Central Ave to N Lake Silver Dr · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

CFHC Specialty PharmacyBank0.3 mi
Fashion & Multiservices CenterRetail0.5 mi
Hungry Howie'sRestaurant0.5 mi
Mobile MartRetail0.5 mi
King LiquorRetail0.5 mi
Fifth Avenue Men's WearRetail0.5 mi
Mother Goose ResaleRetail0.5 mi
Camellia MotelLodging0.5 mi
Wendy'sRestaurant0.5 mi
ChaseBank0.5 mi
MW JewelerRetail0.6 mi
BeallsRetail0.6 mi
BonWorthRetail0.6 mi
CatoRetail0.6 mi
Golden WokRestaurant0.6 mi
CVS PharmacyBank0.6 mi
Upper Crust PizzaRestaurant0.6 mi
Marcos PizzaRestaurant0.6 mi
PublixGrocery0.6 mi
Staybridge SuitesLodging0.7 mi
Richard's Fine CoffeesRestaurant0.7 mi
McDonald'sRestaurant0.7 mi
Budget InnLodging0.7 mi
The Gun RoomRetail0.8 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

5,369

Population

$30,573

Median income

39

Median age

3

Avg household

$63,082

Median home value

$1,048/mo

Median rent

620

Households w/ kids

Consumer profile

Fitness ObsessionTop 26%

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Volunteering & GivingTop 29%

Expressing a desire to give back and do good for the community, this behavior emphasizes charity. Common activities include volunteering, fundraisers, and donations.

Spiritual PracticesTop 29%

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Hip Hop CultureTop 31%

Dropping the beat and raising the roof, this population enjoys everything hip hop culture has to offer, including music, dance moves, and fashion.

Party LifeTop 31%

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Student LifeTop 33%

There's more to student life than academics. It's about the experience - from classes and homecoming, to making lifetime friends and alumni events. These are students at school, taking classes online, or finding other ways to be students in their daily lives.

Recent sales

What actually sold near 104 AVENUE K NE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

1971 21ST STREET NW

$28,236

1971 21ST STREET NW

1,200 sqft · $24/sqft · Sold Jun 15, 2026

3001 CYPRESS GARDENS ROAD

$465,000

3001 CYPRESS GARDENS ROAD

1,210 sqft · $384/sqft · Sold May 22, 2026

300 MARTINIQUE DRIVE

$222,375

300 MARTINIQUE DRIVE

1,560 sqft · $143/sqft · Sold Apr 15, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 104 AVENUE K NE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 104 AVENUE K NE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Listing courtesy of LPT REALTY, LLC · April Spaulding. MLS #P4935797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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