316 ROAN (GATOR ALLEY) ROAD, RIVER RANCH, FL, 33867
Active381 days on marketListed Jul 28, 2025MLS #P4935644
About this home
316 ROAN (GATOR ALLEY) ROAD
POLK RECORD INCORRECT, NOTED AS ROAN RD, LOT LOCATED ON GATOR ALLEY, WILL BE CORRECTED AT CLOSING! Welcome to amazing pavered Luxury RV Lot 316 Under a Canopy of Ancient Oak Trees. Surrounded by lush greenery, this property offers the perfect blend of comfort, convenience, and income potential. Located in Phase 3 – one of the most sought-after sections of the resort. Boasting a Brick Firepit built into the Lot pad with cozy Wooden swing & Picnic table for outdoor gatherings. This property features a separate golf cart parking space to the right hand side of the Lot entrance. Currently in the resort’s rental program with upcoming bookings. Let your lot earn income when you’re not using it! Just a couple streets away from Possum Path bathhouse with laundry, showers, and restrooms. Minutes from: Tennis & pickleball courts, Bocce ball & shuffleboard courts, 2 Resort pools/Hot Tubs. Adjacent to the Westgate River Ranch Resort, where you’ll find: Multiple on-site eateries, Even a Starbucks! Tons of fun activities including The River Country Waterpark (available at additional cost) Golf Cart not Included with Sale Disclaimer: All information deemed reliable but not guaranteed. Buyer to verify all information to their satisfaction.
Facts & features
The home at a glance
0.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,864 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,864/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside River Ranch
Get to know River Ranch. See the full River Ranch guide →
RIVER RANCH 33867 — neighborhood snapshot
Population
64
Median age
69.8
Avg household
1.21
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The River Ranch market
$237K → $245K
River Ranch median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the RIVER RANCH 33867 median. See the full River Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 ROAN (GATOR ALLEY) ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 316 ROAN (GATOR ALLEY) ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 ROAN (GATOR ALLEY) ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
316 ROAN (GATOR ALLEY) ROAD FAQs
What would the monthly payment be for 316 ROAN (GATOR ALLEY) ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,864/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 316 ROAN (GATOR ALLEY) ROAD?+
The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 316 ROAN (GATOR ALLEY) ROAD?+
The most recent tax bill on record (2024) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 316 ROAN (GATOR ALLEY) ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in River Ranch?+
At $200,000, this home is listed about 38% above the River Ranch median of $144,500. The market section on this page shows how the area is trending.
Which schools are assigned to 316 ROAN (GATOR ALLEY) ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$200,000 runs 27% above the RIVER RANCH 33867 median.
02Time on market is leverage
381 days on market against a River Ranch median of 151 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $245,000, now $200,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Tiffany Roberts. MLS #P4935644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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