501 MAIN STREET, LAKE HAMILTON, FL, 33851
Active473 days on marketListed Apr 18, 2025MLS #P4934536
About this home
501 MAIN STREET
Beautiful HISTORIC Florida home in Lake Hamilton. Spacious 2 story 4 bedroom 3 bath home with Office/Den on over 1/2 acre. Living room has a wood burning fireplace which opens up to the dining area. Guest bedroom on first floor with primary bedroom and 2 additional bedrooms on 2nd floor. Sitting room off of primary bedroom which could be used as nursery or additional office area. Kitchen has newer stainless steel appliances, built in storage, granite countertops and additional seating area. Hardwood flooring throughout. Additional detached bonus room/man cave/art studio (19x15). Full basement 46x28 which could be turned into additional living space or in law living area. Detached 2 car garage. Screened in front porch. Home comes with a water filtration system and whole house generator. Newer metal Roof replaced in 2018, all new plumbing and updated windows. Heated in ground salt water pool and covered lani area. Fenced in back yard.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,238
Sqft
0.67 ac
Lot size
2
Garage
1923
Year built
Two
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Hamilton actives
$223 vs $174
Days on market
473 vs 47 typical
Where $223/sqft sits among the 50 Lake Hamilton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hamilton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Hamilton. See the full Lake Hamilton guide →
LAKE HAMILTON 33851 — neighborhood snapshot
Population
1,109
Median age
42
Median income
$77,557
Median home value
$175,400
Avg household
3.59
Households w/ children
128
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Hamilton market
$319K → $315K
Lake Hamilton median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
20 of 50
Lake Hamilton actives have cut their price
Median sold price, Lake Hamilton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the LAKE HAMILTON 33851 median. See the full Lake Hamilton market guide →
Paper trail
This home's history
Reality check
What actually sold near 501 MAIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$306,000
409 N 6TH STREET · same community
3 bd · 2 ba · 2,178 sqft · $140/sqft · 406 DOM
Sold · Jan ’26$285,000
221 S 2ND STREET · same community
4 bd · 3 ba · 2,108 sqft · $135/sqft · 15 DOM
Sold · Nov ’25$310,000
302 W GATES AVENUE · same community
4 bd · 2.5 ba · 1,982 sqft · $156/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 501 MAIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 501 MAIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
501 MAIN STREET FAQs
What would the monthly payment be for 501 MAIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,590/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 501 MAIN STREET?+
The most recent tax bill on record (2024) was $3,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Hamilton?+
At $499,999, this home is listed about 56% above the Lake Hamilton median of $321,521. The market section on this page shows how the area is trending.
Which schools are assigned to 501 MAIN STREET?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,999 runs 59% above the LAKE HAMILTON 33851 median — but at 2,238 sqft it's also 22% larger than the typical Lake Hamilton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
473 days on market against a Lake Hamilton median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $549,900, now $499,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Lisa Simpson. MLS #P4934536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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