217 KELLY STREET S, LAKE HAMILTON, FL, 33851
Active22 days on marketListed Jul 20, 2026MLS #O6426677
About this home
217 KELLY STREET S
Welcome to this beautifully updated 3-bedroom, 1-bath home located in the charming city of Lake Hamilton, Florida. This home offers comfort, privacy, and a peaceful setting. Situated at the end of a quiet dead-end street, this property offers added privacy with minimal traffic. Inside, you'll find a functional layout featuring a dedicated laundry room, while outside you'll enjoy a covered lanai that's perfect for relaxing or entertaining. One of the highlights of this home is the beautiful lake view from the backyard, creating a serene backdrop for everyday living. The property also features a large driveway with plenty of parking space and landscaping included. Located in a community with NO HOA, you'll enjoy added flexibility and freedom without homeowners association restrictions. Conveniently located near shopping, dining, schools, and major highways, this home offers the perfect combination of peaceful living and easy access to everything Central Florida has to offer. REALTORS PLEASE SEE REALTOR REMARKS FOR MORE INFORMATION.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,350
Sqft
0.36 ac
Lot size
1988
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Hamilton actives
$1 vs $171
Days on market
22 vs 34 typical
Where $1/sqft sits among the 52 Lake Hamilton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hamilton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Hamilton. See the full Lake Hamilton guide →
LAKE HAMILTON 33851 — neighborhood snapshot
Population
1,109
Median age
42
Median income
$77,557
Median home value
$175,400
Avg household
3.59
Households w/ children
128
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Hamilton market
$319K → $315K
Lake Hamilton median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
20 of 52
Lake Hamilton actives have cut their price
Median sold price, Lake Hamilton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE HAMILTON 33851 median. See the full Lake Hamilton market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 KELLY STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$285,000
111 WATER TANK ROAD · same community
4 bd · 2 ba · 1,518 sqft · $188/sqft · 86 DOM
Sold · Nov ’25$310,000
302 W GATES AVENUE · same community
4 bd · 2.5 ba · 1,982 sqft · $156/sqft · 137 DOM
Sold · Jan ’26$285,000
221 S 2ND STREET · same community
4 bd · 3 ba · 2,108 sqft · $135/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 217 KELLY STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 KELLY STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
217 KELLY STREET S FAQs
What would the monthly payment be for 217 KELLY STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 217 KELLY STREET S?+
The listing reports pets: Monthly Pet Fee, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Hamilton?+
At $1,650, this home is listed about 99% below the Lake Hamilton median of $327,500. The market section on this page shows how the area is trending.
Which schools are assigned to 217 KELLY STREET S?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jennifer Robles. MLS #O6426677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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