David Ramirez
$99,000$139,9002 bd2 ba1,104 sqft$90 /sqft$940 /mo all-in ↓

114 JANA CIRCLE, AUBURNDALE, FL, 33823

Active491 days on marketListed Mar 20, 2025MLS #P4934136

Priced 70% below the AUBURNDALE 33823 medianReduced $41KManufactured HomeMARIANNA PARK

About this home

114 JANA CIRCLE

Great price improvement and you own your own land - no lot rent. Come and make this Charming 2-Bedroom, 2-Bath Home in Marianna Park, a 55+ Community, your new home. Featuring an open-concept layout, this residence offers a spacious living room, a separate family room, and a bright eat-in kitchen. The primary and secondary bedrooms include walk-in closets, providing ample storage space. Enjoy outdoor living with a 16’ x 11’ screened porch, a storage room with laundry, and a convenient carport. A small HOA fee of just $39/month covers access to community amenities such as a clubhouse, shuffleboard courts, a boat ramp, and a dock on Lake Marianna. There is also an on-site storage area for travel trailers, boat and recreational vehicles. Don’t miss this exceptional opportunity to own a low maintenance home in a friendly neighborhood- schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,104

Sqft

0.09 ac

Lot size

1980

Year built

One

Levels

$90

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorRain Gutters

Community & fees

HOA fee$39/mo
Taxes (2024)$1,373/yr
PetsNumber Limit, Size Limit, Yes
CommunityDock · Lake · Private Boat Ramp · Clubhouse · Deed Restrictions · Golf Carts OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$940 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$583
FHA mortgage insurance (est.)$44
Property tax — 2024 actual bill$114
HOA fee — from the listing$39
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,465
Interest rate6.00%
Loan term

Estimated payment

$940/mo

Principal & interest$583
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$114
HOA / condo fee$39
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $99K
$95KedgeAI estimate $120,517 · range $117K$130K$135K

vs edgeAI estimate

−17.9%

$/sqft vs Auburndale actives

$90 vs $189

Days on market

491 vs 50 typical

Where $90/sqft sits among the 227 Auburndale actives

12 · this home
37
84
59
15
20
$90–126$126–163$163–199$199–235$235–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Map of 114 JANA CIRCLE

Drive times from this address

Walt Disney World39 min
Universal Orlando49 min
Downtown Tampa54 min
Downtown Orlando55 min
Orlando Int’l Airport (MCO)59 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

ElementaryAuburndale Central Elementary School★★★★
MiddleJere L. Stambaugh Middle★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

115 of 227

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,000 $41K
Mar 20, 2025Listed at $139,900 · 491 days on market since
1980Built · MARIANNA PARK

Reality check

What actually sold near 114 JANA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

115 JANA CIRCLESold · Apr ’26

$100,000

115 JANA CIRCLE · same community

2 bd · 2 ba · 1,058 sqft · $95/sqft · 144 DOM

161 BONNIE DRIVESold · Aug ’25

$122,500

161 BONNIE DRIVE · same community

2 bd · 2 ba · 880 sqft · $139/sqft · 208 DOM

121 BONNIE DRIVESold · Aug ’25

$181,500

121 BONNIE DRIVE · same community

2 bd · 2 ba · 1,344 sqft · $135/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 114 JANA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 114 JANA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

114 JANA CIRCLE FAQs

What would the monthly payment be for 114 JANA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $940/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 114 JANA CIRCLE?+

The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 114 JANA CIRCLE?+

The most recent tax bill on record (2024) was $1,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 114 JANA CIRCLE?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $99,000, this home is listed about 72% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 114 JANA CIRCLE?+

Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the AUBURNDALE 33823 market on paper

$99,000 is 70% below the AUBURNDALE 33823 median of $325,000, and at $90/sqft it sits under the Auburndale average of $198.

02Time on market is leverage

491 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $139,900, now $99,000 — a $41K cut. The full history is in the market section below.

Listing courtesy of LOCKHART & ASSOCIATES INC · Amy Reynolds. MLS #P4934136.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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