22081 SW PINE BLUFFS ROAD, DUNNELLON, FL, 34431
Active11 days on marketListed Jul 23, 2026MLS #OM728776
About this home
22081 SW PINE BLUFFS ROAD
Luxury Country Retreat on a Fully Cleared Private Acre! Welcome to your dream home—an exceptional 2025-built, 3-bedroom, 2-bath residence perfectly positioned on a private, fully fenced 1.02-acre cleared lot with breathtaking farmland views. This stunning property offers the rare combination of modern luxury, thoughtful design, and peaceful country living. Wake up to the beauty of nature, with panoramic views of grazing cows and frequent wildlife sightings right from your own backyard. Step inside and experience a beautifully designed split-bedroom floor plan featuring spacious, light-filled living areas and an inviting open-concept family room and kitchen. The elegant kitchen is a true centerpiece, showcasing rich real wood cabinetry, luxurious granite countertops, a generous amount of storage, and a spacious pantry—perfect for both everyday living and effortless entertaining. The formal dining room provides an ideal setting for intimate dinners and special gatherings, while the expansive primary suite creates a private retreat at the end of the day. Indulge in the spa-inspired ensuite bathroom featuring dual sinks, a large walk-in shower, a relaxing soaking tub, and generous walk-in closets designed to provide both comfort and convenience. The additional two bedrooms are thoughtfully located on the opposite side of the home, offering privacy for guests or family members, with a conveniently placed laundry room adding to the home's functional design. This property is truly move-in ready with all appliances conveying, furniture available as an optional purchase, a recently installed whole-home generator, a completely cleared lot, and new fencing for added peace of mind. Why wait for a builder to build your dream home when you can have it today? Built in 2025, this exceptional residence delivers the advantages of new construction without the wait—modern finishes, quality craftsmanship, and a serene setting already in place. Experience the perfect blend of elegance, privacy, and country charm. Schedule your private showing today—this one-of-a-kind property is ready to welcome you home and won't last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,936
Sqft
1.02 ac
Lot size
2
Garage
2025
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,401 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,401/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs RAINBOW LAKES ESTATES
$180 vs $176
Days on market
11 vs 43 typical
Where $180/sqft sits among the 7 homes for sale in RAINBOW LAKES ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
2 of 7
RAINBOW LAKES ESTATES have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 818% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 22081 SW PINE BLUFFS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$399,900
22881 SW MINEOLA LANE · same community
4 bd · 2 ba · 1,991 sqft · $201/sqft · 11 DOM
Sold · Dec ’25$295,000
1398 SW BREEZY POINT DRIVE · same community
4 bd · 2.5 ba · 1,679 sqft · $176/sqft · 12 DOM
Sold · May ’26$299,900
22930 SW KEARNEY LANE · same community
4 bd · 2.5 ba · 1,679 sqft · $179/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 22081 SW PINE BLUFFS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22081 SW PINE BLUFFS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
22081 SW PINE BLUFFS ROAD FAQs
What would the monthly payment be for 22081 SW PINE BLUFFS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22081 SW PINE BLUFFS ROAD?+
The most recent tax bill on record (2025) was $382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $349,000, this home is listed about 16% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Kim Hagan. MLS #OM728776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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