David Ramirez

0 SW ARROW LEAF TRAIL, DUNNELLON, FL, 34431

Active276 days on marketListed Oct 31, 2025MLS #OM712645

Reduced $6KRAINBOW LAKES ESTATES

About this home

0 SW ARROW LEAF TRAIL

Step into a place where time slows and the world is less hectic - Two side by side .99 acre wooded lots, sold together, forming nearly two acres of sanctuary in the quiet beauty of Rainbow Lakes Estates. This rare double lot is more than land; it's a canvas of possibility, shaded by whispering pines and framed by the stillness only the countryside can offer. Here, mornings begin with golden light filtering through the trees, and evenings close with skies so clear you'll count the stars in silence. The setting is rural and serene, yet you're never far from connection - set along a paved road with electricity and other homes nearby, ready for the home you've been imagining. Zoned R-1 for site-built homes and free from HOA restrictions, the property invites you to dream without limits. Whether you envision a rustic retreat, a forever homestead, or a wise investment in a growing community, this land offers the rare gift of space - room to breathe, to build to belong. This is the richness of small-town living - where country quiet meets community warmth, and every day feels a little more your own. And when adventure calls, you're just 20 minutes from kayaking the crystal-clear waters of the Rainbow River or wandering the trails of Rainbow Springs State Park. Within 30 - 50 minutes, explore downtown Dunnellon or Ocala, cast a line in the Withlacoochee River, or discover the wonders of Florida's Nature Coast and Crystal River. This isn't just a couple of lots - it's the doorway to new beginnings, a possibility of a quieter life, a deeper connection, and a future shaped by your own hands.

Facts & features

The home at a glance

1.98 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2024)$438/yr
PetsYes
CommunityCommunity Boat Ramp · Lake · Fitness Center · Park · Playground · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesElectrical Nearby
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$601 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$376
FHA mortgage insurance (est.)$28
Property tax — 2024 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,237Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,237
Interest rate6.00%
Loan term

Estimated payment

$601/mo

Principal & interest$376
FHA mortgage insurance (est.)$28
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of 0 SW ARROW LEAF TRAIL

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $63,900 $6K
Oct 31, 2025Listed at $69,999 · 276 days on market since

Reality check

What actually sold near 0 SW ARROW LEAF TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21171 SW HONEYSUCKLE STREETSold · Jun ’26

$170,000

21171 SW HONEYSUCKLE STREET · same community

2 bd · 1 ba · 956 sqft · $178/sqft · 17 DOM

19901 SW RAINBOW LAKES BOULEVARDSold · Mar ’26

$135,000

19901 SW RAINBOW LAKES BOULEVARD · same community

2 bd · 1 ba · 960 sqft · $141/sqft · 21 DOM

5128 SW SOUTH WATER COURTSold · Mar ’26

$199,995

5128 SW SOUTH WATER COURT · same community

3 bd · 2 ba · 1,003 sqft · $199/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SW ARROW LEAF TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SW ARROW LEAF TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

0 SW ARROW LEAF TRAIL FAQs

What would the monthly payment be for 0 SW ARROW LEAF TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SW ARROW LEAF TRAIL?+

The most recent tax bill on record (2024) was $438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 SW ARROW LEAF TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $63,900, this home is listed about 79% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$63,900 runs 68% above the DUNNELLON 34431 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

276 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $69,999, now $63,900 — a $6K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · John Dolloff. MLS #OM712645.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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