5478 NW 46TH LANE RD, OCALA, FL, 34482
Active8 days on marketListed Jul 18, 2026MLS #OM728764
About this home
5478 NW 46TH LANE RD
Welcome to this exceptional home in the all-ages area of Ocala Preserve, ideally situated on a premium cul-de-sac lot with unmatched privacy and beautiful views. Enjoy no neighbors across the street or to the west, while the home directly adjoins the community's fitness nature trail, creating a peaceful setting surrounded by nature. Offering over 1,600 square feet of thoughtfully designed living space, this move-in-ready home features 3 spacious bedrooms, 2 full bathrooms, and a versatile den with glass French doors and a closet, making it ideal as a home office or a true third bedroom. A welcoming entrance and private front porch overlook the preserve and scenic walking trails. Inside, the open-concept floor plan is perfect for everyday living and entertaining. The stylish kitchen features gray cabinetry, light stone countertops, stainless steel appliances, and a large center island overlooking the spacious living area. The private owner's suite offers a generous walk-in closet and an en-suite bath with dual vanities, ample storage, and a beautifully tiled walk-in shower with a glass enclosure. Enjoy the resort-style lifestyle Ocala Preserve is known for, featuring community pools, a spa, pickleball courts, multiple parks, miles of walking, biking, and hiking trails, plus an on-site restaurant. Located just 8 minutes from the World Equestrian Center, 10 minutes from historic downtown Ocala, and less than 90 minutes to Orlando and Tampa via I-75, this is a rare opportunity to own a beautifully maintained home on one of the community's most desirable lots.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,083 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,083/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs OCALA PRESERVE PH 13
$194 vs $192
Days on market
8 vs 43 typical
Where $194/sqft sits among the 8 homes for sale in OCALA PRESERVE PH 13
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 8
OCALA PRESERVE PH 13 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5478 NW 46TH LANE RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$299,500
5279 NW 48TH PLACE · same community
2 bd · 2 ba · 1,571 sqft · $191/sqft · 78 DOM
Sold · Jul ’25$235,000
5237 NW 48TH PLACE · same community
3 bd · 2 ba · 1,565 sqft · $150/sqft · 44 DOM
Sold · Dec ’25$246,000
5293 NW 48TH PLACE · same community
3 bd · 2 ba · 1,565 sqft · $157/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5478 NW 46TH LANE RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5478 NW 46TH LANE RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5478 NW 46TH LANE RD FAQs
What would the monthly payment be for 5478 NW 46TH LANE RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,083/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5478 NW 46TH LANE RD?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5478 NW 46TH LANE RD?+
The most recent tax bill on record (2025) was $4,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5478 NW 46TH LANE RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $315,000, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5478 NW 46TH LANE RD?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HORSE PROPERTIES, LLC · Amy Atkins. MLS #OM728764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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