David Ramirez
$180,0002 bd2 ba1,208 sqft$149 /sqft$1,464 /mo all-in ↓

45 S BARBOUR STREET, BEVERLY HILLS, FL, 34465

Active23 days on marketListed Jul 13, 2026MLS #OM728395

Priced 33% below the BEVERLY HILLS 34465 medianSingle Family ResidenceBEVERLY HILLS UNIT 04

About this home

45 S BARBOUR STREET

See Realtor Remarks: Opportunity awaits at this Beverly Hills home offering 1,208 square feet of living space, PLUS an additional 448 square feet under air. Originally built as a model home, it features an expanded floor plan with generously sized bedrooms and extra living space not commonly found in similar homes. While the property is ready for updates and your personal touch, it offers excellent potential for investors, seasonal residents, or buyers looking to create a home that reflects their own style and vision. Conveniently located in the desirable Beverly Hills community, residents enjoy nearby golf courses, parks, walking trails, medical facilities, and everyday shopping and dining. The recently developed Black Diamond Shoppes in Lecanto provide a variety of new retail stores, restaurants, and services just a short drive away. With easy access to the Suncoast Parkway, commuting to Tampa is more convenient than ever, while Crystal River, Ocala, and Florida's beautiful Nature Coast attractions are all within easy reach.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,208

Sqft

0.21 ac

Lot size

1970

Year built

One

Levels

$149

Per sqft

Inside

FlooringLaminate · Linoleum · Tile
AppliancesNone
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesSouth
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,972/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,464 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$164
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,464/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$164
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $189,687 · range $184K$203K$211K

vs edgeAI estimate

−5.1%

$/sqft vs Beverly Hills actives

$149 vs $179

Days on market

23 vs 32 typical

Where $149/sqft sits among the 118 Beverly Hills actives

19
34 · this home
23
20
10
12
$123–148$148–173$173–198$198–223$223–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beverly Hills

Map of 45 S BARBOUR STREET

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$224K$434K

Beverly Hills median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

51 of 118

Beverly Hills actives have cut their price

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $180,000 · 23 days on market since
1970Built · BEVERLY HILLS UNIT 04

Reality check

What actually sold near 45 S BARBOUR STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

52 S COLUMBUS STREETSold · Feb ’26

$192,500

52 S COLUMBUS STREET · same community

2 bd · 2 ba · 1,208 sqft · $159/sqft · 28 DOM

59 S COLUMBUS STREETSold · Sep ’25

$173,000

59 S COLUMBUS STREET · same community

2 bd · 1 ba · 1,150 sqft · $150/sqft · 16 DOM

47 S MELBOURNE STREETSold · Jul ’26

$229,000

47 S MELBOURNE STREET · same community

2 bd · 2 ba · 1,148 sqft · $199/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 45 S BARBOUR STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 45 S BARBOUR STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

45 S BARBOUR STREET FAQs

What would the monthly payment be for 45 S BARBOUR STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 45 S BARBOUR STREET?+

The most recent tax bill on record (2025) was $1,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Beverly Hills?+

At $180,000, this home is listed about 40% below the Beverly Hills median of $299,400. The market section on this page shows how the area is trending.

Which schools are assigned to 45 S BARBOUR STREET?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM728395.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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