7762 SW 97TH CIRCLE, OCALA, FL, 34481
Active5 days on marketListed Jul 17, 2026MLS #OM728331
About this home
7762 SW 97TH CIRCLE
This beautifully upgraded Summerwood model in Stone Creek offers a rare blend of thoughtful design, abundant storage, and private outdoor living. July 2026 GAF NEW ROOF with transferable warranty! Set on a secluded lot framed by a tall berm and mature hedges, the home feels like a personal retreat from the moment you arrive. Inside, neutral tones, designer light fixtures, plantation shutters, and tile flooring create a clean, timeless aesthetic. The open main living area flows effortlessly into a well-appointed kitchen featuring under-counter reverse osmosis, sleek cabinetry, and generous workspace. A custom flex room elevates the home’s versatility—custom designed as a combined office and entertainment bar, it’s a true showpiece for hosting or working in style. The primary suite with walk-in closet also includes an additional 50-sq-ft climate-controlled storage room—perfect for seasonal items, hobby supplies, or additional private owner’s closet. A front bedroom serves as a full ensuite, enhanced by barn-style sliding doors for both privacy and architectural charm. Storage is a standout throughout the home: a floored attic over the garage, a 4-foot extended garage, insulated garage doors, and a huge laundry area with built-in storage. Whole-home upgrades include new exterior paint in 2023, a whole-house surge protector, security system, and a 50-amp generator electrical interlock system for peace of mind. Four solar tubes and a beautiful glass door provide additional natural lighting. Outdoor living shines with the oversized screened-in lanai, pavered patio, and hot tub, all overlooking the lush, private landscape. Whether you’re entertaining, relaxing, or enjoying quiet evenings at home, this property delivers comfort, style, and exceptional functionality. This is a truly exceptional home, priced to sell, in the highly rated Del Webb Stone Creek community. Enjoy resort lifestyle in an active 55plus community that features two clubhouses, pools, a spa, a full-service restaurant and bar, fitness facilities, countless clubs and special interest groups, and year round events sponsored by the Lifestyle office. Make your appointment today to view this amazing home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,910
Sqft
0.15 ac
Lot size
2
Garage
2017
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs Ocala actives
$209 vs $181
Days on market
5 vs 43 typical
Where $209/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7762 SW 97TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$221,900
9110 SW 89TH TERRACE UNIT D
2 bd · 2 ba · 1,921 sqft · $116/sqft · 14 DOM
Sold · May ’26$373,000
9065 SW 106TH AVENUE
2 bd · 2 ba · 1,983 sqft · $188/sqft · 72 DOM
Sold · Feb ’26$135,000
9152 SW 89TH TERRACE UNIT D
2 bd · 2 ba · 2,007 sqft · $67/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7762 SW 97TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7762 SW 97TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7762 SW 97TH CIRCLE FAQs
What would the monthly payment be for 7762 SW 97TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,183/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7762 SW 97TH CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7762 SW 97TH CIRCLE?+
The most recent tax bill on record (2025) was $2,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7762 SW 97TH CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $398,800, this home is listed about 33% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7762 SW 97TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Robyn Wagner. MLS #OM728331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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